44 Thompson Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 44 Thompson Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,062 sqft · built 1940
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Oct 2024)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-40-08-037.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-08-037.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,062 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	44 THOMPSON AVE
City	FT MITCHELL
State	KY
Zip	41017-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURDSALL SEC 3 LOT 149
Legal Subdivision	BURDSALL
Legal Phase	3
Legal Lot Number	149
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2016
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CINFED CU
Jan 22, 2021	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Mar 13, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	2024105
Deed Book / Page	308 / 218
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	44 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	PROTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900106
Date	Mar 17, 2022
Book Page	349/193
Instrument	22031705900106

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 24, 2021
Property Address	44 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0005900160
Book / Page	113 / 285
Instrument Date	Aug 10, 2021
Instrument	21082405900160
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 MORELAND AVE NE UNIT 444, 144, ATLANTA, GA 30307-2697

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209-7543

Mortgage

Document Number	0005900161
Date	Aug 24, 2021
Book Page	261/539
Instrument	21082405900161

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	44 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0005900252
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 THOMPSON AVE FORT MITCHELL KY 410172709, FORT MITCHELL, KY 41017-2709

Mortgage

Document Number	0005900252
Date	Jan 28, 2021
Book Page	000M68/000677
Instrument	5900252

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	44 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0000000434
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 THOMPSON AVE FORT MITCHELL KY 410172709, FORT MITCHELL, KY 41017-2709

Mortgage

Document Number	0000000434
Date	Mar 20, 2020
Book Page	000M23/000307
Instrument	434

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 1, 2019
Property Address	44 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0000000148
Book / Page	0C6629 / 000047
Instrument Date	Mar 29, 2019
Instrument	148
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 THOMPSON AVE FORT MITCHELL KY 410172709, FORT MITCHELL, KY 41017-2709

Mortgage

Document Number	149
Date	Apr 1, 2019
Book Page	0C6629/000050
Instrument	149

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,000 (-) Land $60,000 Building $515,000	$575,000 (-) Land $60,000 Building $515,000
2025	$2,150.00 (+68.36%)	$575,000 (+83.12%) Land $60,000 Building $515,000	$575,000 (+83.12%) Land $60,000 Building $515,000
2023	$1,277.00	$314,000 Land $60,000 Building $254,000	$314,000 Land $60,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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