44 Thomas Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 44 Thomas Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,572 sqft · built 1948
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Oct 2021)
Tax Bill	$4,819 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`496-03300-63-001`

Property Details

APN / Parcel Number

Primary APN	`496-03300-63-001`
Alternative APN	`WSPR M:00496 B:03300 L:00063`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	2,821 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	496-03300-63-001
Street Address	44 THOMAS DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	3300
Legal Lot Number	63
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2001
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 THOMAS DR, WEST SPRINGFIELD, MA 01089-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 28, 2017	Quit Claim Deed, Transfer MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Book / Page	24185 / 323
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	44 THOMAS DR, WEST SPRINGFIELD, MA 01089-2822
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025131-173
Date	Aug 28, 2023
Book Page	25131/173
Instrument	40090

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 15, 2021
Property Address	44 THOMAS DR, WEST SPRINGFIELD, MA 01089-2822
Document Number	24185-323
Book / Page	24185 / 323
Instrument Date	Oct 15, 2021
Instrument	73201
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 PARKSIDE ST, SPRINGFIELD, MA 01104-1832

Mortgage

Document Number	73202
Date	Oct 15, 2021
Instrument	73202

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 28, 2017
Property Address	44 THOMAS DR, WEST SPRINGFIELD, MA 01089-2822
Document Number	21787-551
Book / Page	21787 / 551
Instrument	43246
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 THOMAS DR, WEST SPRINGFIELD, MA 01089-2822

Mortgage

Document Number	217870554
Date	Jul 28, 2017
Instrument	21787/0554

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,819.00 (+3.3%)	$343,700 (+9.56%) Land $108,700 Building $235,000	$352,343 (+5.28%)
2025	$4,665.00 (+5.57%)	$313,700 (+5.13%) Land $98,800 Building $214,900	$334,685
2024	$4,419.00 (+2.62%)	$298,400 (+7.69%) Land $98,800 Building $199,600
2023	$4,306.00	$277,100 Land $96,700 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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