44 Temple Pl, Irvington, NJ 07111 Property Records

Essex County and Irvington Township property record for 44 Temple Pl, Irvington, NJ 07111

Property Summary

Property Type	Single Family Home
Details	1,311 sqft · built 1925
Lot Size	0.077 acres (3,358 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Jan 2017)
Tax Bill	$10,990 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-00230-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`09-00230-0000-00004`
Alternative APNs	`090023000004` `10054900`

Interior

Stories	1 Story
Building Area	1,311 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	3,358 sqft (0.077 acres)
Lot Dimensions	96 ft deep x 35 ft wide

Location & Zoning

Account Number	10054900
Street Address	44 TEMPLE PL
City	IRVINGTON
State	NJ
Zip	07111-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 X 96
Legal Subdivision	TOWNSHIP/IRVINGTON
Legal Block	230
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	IRVINGTON
Census Block Group	3
Census Block	3000
Census Tract	12700

Owner

44 Temple Pl is owned and occupied by an individual who bought it in January 2017.

Source: Essex County and Irvington Township records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 18, 2020	Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L
Jan 25, 2017	Grant Deed, Transfer HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Prior Sale	Jun 24, 2015 · Amount on File
Deed Document Number	20177558
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	1251008028
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TEMPLE PL, IRVINGTON, NJ 07111-2911

Mortgage

Document Number	0000067646
Date	Nov 13, 2023
Instrument	2023067646

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2063

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911

Mortgage

Document Number	0000086202
Date	Sep 22, 2022
Instrument	2022086202

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2062

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911
Document Number	0000037447
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 TEMPLE PL IRVINGTON NJ 071112911, IRVINGTON, NJ 07111-2911

Mortgage

Document Number	0000037447
Date	Apr 15, 2020
Instrument	37447

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911
Document Number	0000037436
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 TEMPLE PL IRVINGTON NJ 071112911, IRVINGTON, NJ 07111-2911

Mortgage

Document Number	0000037436
Date	Apr 15, 2020
Instrument	37436

Lender

Name	HOME PT FIN'L
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 25, 2017
Property Address	44 TEMPLE PL, IRVINGTON, NJ 07111-2911
Document Number	0000007558
Instrument Date	Nov 28, 2016
Instrument	7558
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 TEMPLE PL IRVINGTON NJ 071112911, IRVINGTON, NJ 07111-2911

Mortgage

Document Number	7559
Date	Jan 25, 2017
Instrument	7559

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 44 Temple Pl was $10,990, down 6.7% from the year before.

Source: Essex County and Irvington Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Irvington Township
Unified School District	Irvington Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,800 (-) Land $173,500 Building $251,300	$424,800 (-) Land $173,500 Building $251,300
2025	$10,990.00 (-6.71%)	$424,800 Land $173,500 Building $251,300	$424,800 Land $173,500 Building $251,300
2024	$11,780.00
2023		$190,100 Land $19,200 Building $170,900	$190,100 Land $19,200 Building $170,900
2022	$11,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Temple Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Temple Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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