Polk County property record for 44 Tate Ln, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,318 sqft · built 1960 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,500 (Dec 2006) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P47-244 |
| Primary APN | P47-244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,318 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35176 |
|---|---|
| Street Address | 44 TATE LN |
| City | TRYON |
| State | NC |
| Zip | 28782-4578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P47A, P47A P47A |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920301 |
Source: Polk County records · APN P47-244
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Aug 05, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jul 29, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LENDING |
| Sep 21, 2017 | Deed of Trust, Mortgage · ARM CLAER PATH LEANDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2006 · Amount on Record |
| Deed Sale | Dec 22, 2006 · Amount on Record |
| Deed Document Number | 0000349369 |
| Deed Book / Page | 349 / 369 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000484/86 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 484/86 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 461/2204 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 461/2204 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 425/166 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 425/166 |
| Instrument | 004638280022 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 449/1691 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 449/1691 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 442/242 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 442/242 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000436/0000000737 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 0000000436/0000000737 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 44 TATE LN, TRYON, NC 28782-4578 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 004662930022 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 428/2330 |
| Instrument | 004662930022 |
| Name | CLAER PATH LEANDING |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.37% |
| Index | 1-Year CMT |
| Max Rate | 7.37% |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+23%) | $296,304 (+50.07%) Land $34,000 Building $262,304 | $296,304 (+50.07%) Land $34,000 Building $262,304 |
| 2023 | $1,365.00 | $197,445 Land $17,000 Building $180,445 | |
| 2021 | $197,445 Land $17,000 Building $180,445 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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