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44 Talcott Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 44 Talcott Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,848 sqft · built 1920
Lot Size0.235 acres (10,255 sqft)
OwnerIndividual Name on File
Last Sale$196,600 (Oct 2014)
Tax Bill$4,788 (2026)
Deeds & MortgagesMar 2022 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN237-00500-L1-001

Property Details

APN / Parcel Number

Primary APN237-00500-L1-001
Alternative APN
  • WSPR M:00237 B:00500 L:000L1

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area3,856 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,255 sqft (0.235 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number237-00500-L1-001
Street Address44 TALCOTT AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-2241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block500
Legal Lot NumberL1
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group4
Census Block4010
Census Tract812403

Owner

44 Talcott Ave is owned and occupied by an individual who bought it in October 2014.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address44 TALCOTT AVE, WEST SPRINGFIELD, MA 01089-2241
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 30, 2017Quit Claim Deed, Transfer · FHA Mortgage
NEW PENN FIN'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2014 · Amount on File
Deed SaleOct 27, 2014 · Amount on File
Deed Book / Page20476 / 90
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address44 TALCOTT AVE, WEST SPRINGFIELD, MA 01089-2241
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number024427-370
DateMar 1, 2022
Book Page24427/370
Instrument12633
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueApr 1, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 30, 2017
Property Address44 TALCOTT AVE, WEST SPRINGFIELD, MA 01089-2241
Document Number21837-368
Book / Page021837 / 000368
Instrument DateAug 30, 2017
Instrument50944
Transaction TypeTransfer
Record UpdatedSep 19, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$711.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44-46 TALCOTT ST SPRINGFIELD MA 011071040, SPRINGFIELD, MA 01107-1040

Mortgage

Document Number21837-370
DateAug 30, 2017
Book Page021837/000370
Instrument50945
Lender
NameNEW PENN FIN'L LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 44 Talcott Ave was $4,788, up 2.2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,788.00 (+2.24%)$341,500 (+8.45%) Land $119,200 Building $222,300$315,940 (-6.97%)
2025$4,683.00 (+5.71%)$314,900 (+5.28%) Land $108,400 Building $206,500$339,625
2024$4,430.00 (+4.73%)$299,100 (+9.88%) Land $108,400 Building $190,700
2023$4,230.00$272,200 Land $108,400 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Talcott Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Talcott Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

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