44 Sugar Ridge Rd, Franklin, NC 28734 Property Records

Macon County property record for 44 Sugar Ridge Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 2004
Lot Size	4.35 acres (189,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,000 (Feb 2026)
Tax Bill	$1,691 (2026)
Deeds & Mortgages	Dec 2009 Mortgage Jun 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6556864331`

Property Details

APN / Parcel Number

Primary APN	`6556864331`
Alternative APNs	`1041800` `113531` `151875`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,280 sqft Heated Area
1st Floor Area	1,140 sqft
Upper Floors Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Lot Area	189,486 sqft (4.35 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	151875
Street Address	44 SUGAR RIDGE RD
City	FRANKLIN
State	NC
Zip	28734-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 18 SUGAR CREEK
Legal Subdivision	SUGAR CREEK
Legal Lot Number	18
Jurisdiction	MACON NC
Township / Civil Division	BURNINGTOWN
Census Block Group	1
Census Block	1042
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage IMPECCABLE LENDING INC
Mar 11, 2022	Intrafamily Transfer, Transfer
Jun 6, 2008	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Jun 6, 2008 · Amount on Record
Deed Document Number	2026873
Deed Book / Page	44 / 1475
Prior Transfer Date	Mar 2, 2022
Prior Transfer Doc	00R41/2151
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00K33/1897
Date	Dec 1, 2009
Book Page	K-33/1897
Instrument	2008020574

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2039

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00J37/1417
Date	Jun 27, 2016
Book Page	J-37/1417
Instrument	2016003799

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2046

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 12, 2026
Property Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427
Document Number	00F44/1475
Book / Page	F-44 / 1475
Map Reference	MB R-41 PG 2151-2157
Instrument Date	Feb 10, 2026
Instrument	2026000873
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 SCOTT CIR, DECATUR, GA 30033-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427

Mortgage

Document Number	2026000874
Date	Feb 12, 2026
Instrument	2026000874

Lender

Name	IMPECCABLE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Mar 11, 2022
Property Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427
Document Number	00R41/2151
Book / Page	R-41 / 2151
Instrument Date	Mar 2, 2022
Instrument	2022001971
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 6, 2008
Property Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427
Document Number	00I32/2336
Book / Page	I-32 / 2336
Instrument Date	May 23, 2008
Instrument	2008005299
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SUGAR RIDGE RD, FRANKLIN, NC 28734-6427

Mortgage

Document Number	00I32/2342
Date	Jun 6, 2008
Book Page	I-32/2342
Instrument	2008005300

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,691.00 (-0.06%)	$451,470 (-) Land $45,290 Building $406,180	$451,470 (-) Land $45,290 Building $406,180
2025	$1,692.00 (+0.71%)	$451,470 (-) Land $45,290 Building $406,180	$451,470 (-) Land $45,290 Building $406,180
2023	$1,680.00	$451,470 Land $45,290 Building $406,180	$451,470 Land $45,290 Building $406,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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