44 Spruce St, East Millinocket, ME 04430 Property Records

Penobscot County and East Millinocket Town property record for 44 Spruce St, East Millinocket, ME 04430

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,904 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Mortgage + 1 more
APN	`EMNK M:0056-2 L:001`

Property Details

APN / Parcel Number

Primary APN	`EMNK M:0056-2 L:001`
Alternative APNs	`M:0056=2 L:001` `576` `594`

Exterior

Architectural Style	Multi-Family
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	594
Street Address	44 SPRUCE ST
City	EAST MILLINOCKET
State	ME
Zip	04430-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREAT NORTHERN PAPER CO
Legal Lot Number	1
Jurisdiction	EAST MILLINOCKET ME
Township / Civil Division	EAST MILLINOCKET
Census Block Group	1
Census Block	1035
Census Tract	31000

Owner

44 Spruce St is owned and occupied by two individuals who acquired it in November 2017.

Source: Penobscot County and East Millinocket Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 SPRUCE ST, EAST MILLINOCKET, ME 04430-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Oct 16, 2007	Deed of Trust, Transfer QUICK LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017
Deed Sale	Nov 3, 2017
Prior Sale	Mar 6, 2017
Deed Document Number	201734785
Deed Book / Page	14659 / 0326
Transfer Doc	0146590326
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST MILLINOCKET ME
Property Address	44 SPRUCE ST, EAST MILLINOCKET, ME 04430-1137
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164680307
Date	May 4, 2022
Book Page	16468/307
Instrument	11899

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST MILLINOCKET ME
Property Address	44 SPRUCE ST, EAST MILLINOCKET, ME 04430-1137
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159010041
Date	Feb 17, 2021
Book Page	15901/41
Instrument	4790

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2047

October 2007: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	EAST MILLINOCKET ME
Property Address	44 SPRUCE ST, EAST MILLINOCKET, ME 04430-1137
Document Number	0146590327
Book / Page	014659 / 000327
Instrument Date	Oct 16, 2007
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 RUDGE RD MEDWAY ME 044603181, MEDWAY, ME 04460-3181

Mortgage

Document Number	0146590327
Date	Nov 3, 2017
Book Page	014659/000327
Instrument	34786

Lender

Name	QUICK LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 44 Spruce St was $1,904, up 13.5% from the year before.

Source: Penobscot County and East Millinocket Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	East Millinocket Town
Unified School District	East Millinocket (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,904.00 (+13.47%)	$50,100 (-) Land $5,300 Building $44,800
2024	$1,678.00	$50,100 Land $5,300 Building $44,800
2022	$1,279.00	$38,537 Land $4,094 Building $34,443

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA's flood maps do not cover 44 Spruce St; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILLINOCKET WATER WORKS serves 2,133 people · EPA ID ME0091150
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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