44 Spring St, Fine, NY 13639 Property Records

St. Lawrence County and Fine Town property record for 44 Spring St, Fine, NY 13639 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1987
Square Footage	1,792 sqft Living Area
Lot Size	22,216 sqft (0.51 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2014)
Tax Bill	$1,813.00 (2025)

Owner

Source: St. Lawrence County and Fine Town records · APN 403600 202.029-2-1

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 204, FINE, NY 13639-0204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2014 · Amount on Record
Deed Sale	Sep 02, 2014 · Amount on Record
Prior Sale	Sep 02, 2014 · Amount on Record
Deed Book / Page	2014 / 12060
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	44 SPRING ST, FINE, NY 13639
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SPRING ST, FINE, NY 13639

Mortgage

Document Number	0000010119
Date	Jul 18, 2022
Instrument	R-2022-00010119

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Lawrence County and Fine Town records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Fine Town
Unified School District	Clifton-Fine Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (+21.19%)	$70,900 (-) Land $5,300 Building $65,600	$85,422 (+7.23%) Land $6,386 Building $79,036
2024	$1,496.00 Homeowner's exemption	$70,900 (-) Land $5,300 Building $65,600	$79,663 (+4.49%) Land $5,955 Building $73,708
2023		$70,900 Land $5,300 Building $65,600	$76,237 Land $5,699 Building $70,538

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`403600 202.029-2-1`
Alternative APN	`360020202900020010000000`

Interior

Full Baths	1 Baths
Total Rooms	3 Rooms
Building Area	1,792 sqft Living Area
1st Floor	1,792 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Lot Area	22,216 sqft (0.51 acres)
Depth X Width	167 ft x 139 ft Depth x Width

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Wood Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	403600 202.029-2-1
Street Address	44 SPRING ST
City	FINE
State	NY
Zip	13639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEMMON KERR SPRING ST CHURCH ST CATHOLIC CHURCH
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	ST LAWRENCE NY
Minor Civil Division	FINE
Census Blockgroup	1
Census Block	1037
Census Tract	492501