44 Spofford Rd, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 44 Spofford Rd, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,326 sqft · built 1946
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2021)
Tax Bill	$8,010 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-016-23-28`

Property Details

APN / Parcel Number

Primary APN	`29-016-23-28`
Alternative APNs	`WORC M:29 B:016 L:23-28` `M:29 B:016 L:23=28`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,326 sqft Living Area
Gross Area	2,892 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	25,000 sqft (0.574 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	29-016-23-28
Street Address	44 SPOFFORD RD
City	WORCESTER
State	MA
Zip	01607-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	16
Legal Lot Number	23-28
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5002
Census Tract	732901

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SPOFFORD RD, WORCESTER, MA 01607-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage UNION CREDIT UNION
Jan 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	202114215
Deed Book / Page	64356 / 193
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	64356-193
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 27, 2026
Property Address	44 SPOFFORD RD, WORCESTER, MA 01607-1634
Document Number	0000074604
Book / Page	74087 / 17
Instrument Date	Aug 22, 2026
Instrument	202674604
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SPOFFORD RD, WORCESTER, MA 01607-1634

Mortgage

Document Number	0000074604,
Date	Aug 27, 2026
Book Page	74087/17
Instrument	202674604

Lender

Name	UNION CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 29, 2021
Property Address	44 SPOFFORD RD, WORCESTER, MA 01607-1634
Document Number	064356-193
Book / Page	64356 / 193
Instrument Date	Jan 27, 2021
Instrument	14215
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 SPOFFORD RD, WORCESTER, MA 01607-1634

Mortgage

Document Number	0000014216
Date	Jan 29, 2021
Instrument	14216

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 29, 2020
Property Address	44 SPOFFORD RD, WORCESTER, MA 01607-1634
Document Number	61811-339
Book / Page	061811 / 000339
Instrument Date	Jan 16, 2020
Instrument	9462
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SPOFFORD RD WORCESTER MA 016071634, WORCESTER, MA 01607-1634

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,010.00 (+18.44%)	$603,200 (+17.65%) Land $127,200 Building $476,000	$345,822 (-30.6%)
2025	$6,763.00 (+12.23%)	$512,700 (+22.01%) Land $119,900 Building $392,800	$498,275 (+10.3%)
2024			$451,725
2023	$6,026.00	$420,200 Land $104,300 Building $315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Xfinity.

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