Middlesex County and Lexington Town property record for 44 Simonds Rd, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,375 sqft · built 1929 |
| Lot Size | 0.227 acres (9,892 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $13,603 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Dec 2025 Mortgage + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0078 L:00205A |
| Primary APN | LEXI M:0078 L:00205A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 868 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,892 sqft (0.227 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 44 SIMONDS RD |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 205A |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 358600 |
44 Simonds Rd is owner-occupied and held in a trust since February 2026.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Dec 11, 2025 | Deed of Trust, Mortgage LEADER BANK NA |
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TRUST CO |
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Feb 13, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 12, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 5, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAINONE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2015 |
| Deed Sale | Jan 26, 2015 |
| Prior Sale | Jul 28, 1999 · Amount on File |
| Deed Book / Page | 1208 / 120 |
| Last Transfer Date | Feb 6, 2026 |
| Transfer Doc | 0001994384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001943613 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 1943613 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084993-198 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 84993/198 |
| Instrument | 152070 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001991821 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 1991821 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Jan 1, 2033 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001993269 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 1993269 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001897499 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 1897499 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Feb 13, 2026 |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Number | 0001994384 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 1994384 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Dec 12, 2025 |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Number | 0001990797 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 1990797 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Nov 5, 2025 |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Number | 0001988346 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 1988346 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1897499 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 1897499 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Number | 0001836538 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 44 SIMONDS RD LEXINGTON MA 024203338, LEXINGTON, MA 02420-3338 |
| Document Number | 0001836538 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 1836538 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 44 SIMONDS RD, LEXINGTON, MA 02420-3338 |
| Document Number | 0000082707 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000082707 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 82707 |
| Name | MOUNTAINONE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 44 Simonds Rd was $13,603, up 1.8% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,603.00 (+1.77%) | $1,105,000 (+1.1%) Land $768,000 Building $337,000 | $1,212,577 (+14.15%) |
| 2025 | $13,367.00 (+5.94%) | $1,093,000 (+6.12%) Land $731,000 Building $362,000 | $1,062,290 (+0.54%) |
| 2024 | $12,618.00 (+2.6%) | $1,030,000 (+8.88%) Land $696,000 Building $334,000 | $1,056,590 |
| 2023 | $12,298.00 | $946,000 Land $633,000 Building $313,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Simonds Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 44 Simonds Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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