44 Ships View Ter, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 44 Ships View Ter, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,296 sqft · built 1975
Lot Size	29.9 acres (1,305,929 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Mar 2020)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Dec 2021 Refinance Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:21.0 P:12 E:44`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:21.0 P:12 E:44`
Alternative APNs	`M:021.0 P:012.44 D:01` `4299`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,296 sqft Living Area
Gross Area	2,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Architectural Style	Other
Construction Type	Frame
Lot Area	1,305,929 sqft (29.9 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4299
Street Address	44 SHIPS VIEW TER
City	BUZZARDS BAY
State	MA
Zip	02532-3629
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	4
Census Block	4035
Census Tract	13900

Owner

44 Ships View Ter, a condominium, is owned and occupied by an individual who bought it in March 2020.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	44 SHIPS VIEW TER, BUZZARDS BAY, MA 02532-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage OAK TREE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Oct 10, 2006
Deed Document Number	20201392987
Prior Transfer Date	Mar 17, 2020
Prior Transfer Doc	0001392987
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	44 SHIPS VIEW TER, BOURNE, MA 02532-3629
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001447819
Date	Dec 20, 2021
Instrument	1447819

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Mar 24, 2020
Property Address	44 SHIPS VIEW TER, BOURNE, MA 02532-3629
Document Number	0001392987
Instrument Date	Mar 17, 2020
Instrument	1392987
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SHIPS VIEW TER, BOURNE, MA 02532-3629

Mortgage

Document Number	0001392988
Date	Mar 24, 2020
Instrument	1392988

Lender

Name	OAK TREE FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 44 Ships View Ter was $2,891, up 14.8% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00 (+14.81%)	$370,200 (+17.9%) Building $370,200	$372,780
2024	$2,518.00 (+2.9%)	$314,000 (+13.03%) Building $314,000
2023	$2,447.00	$277,800 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Ships View Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (1987–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Ships View Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHOONER PASS TRUSTEES CONDOMINIUMS private · serves 136 people · EPA ID MA4036011
Water Source	Purchased groundwater from BOURNE WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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