44 Shepard Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 44 Shepard Rd, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 392 sqft · built 1900
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Apr 2021)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:006 L:109`

Property Details

APN / Parcel Number

Primary APN	`BELF M:006 L:109`
Alternative APN	`1235`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	392 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)

Location & Zoning

Account Number	1235
Street Address	44 SHEPARD RD
City	BELFAST
State	ME
Zip	04915-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	109
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	2
Census Block	2013
Census Tract	43000

Owner

Source: Waldo County and Belfast City records · APN BELF M:006 L:109

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 SHEPARD RD, BELFAST, ME 04915-7606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Sep 09, 2020	Deed of Trust, Mortgage DAMARISCOTTA BK&TR
Nov 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DAMARISCOTTA BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20214019
Deed Book / Page	4640 / 187
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Apr 27, 2021
Property Address	44 SHEPARD RD, BELFAST, ME 04915-7606
Document Number	4640/187
Book / Page	4640 / 187
Instrument Date	Apr 22, 2021
Instrument	4019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	357 KENDALL CORNER RD, WALDO, ME 04915-3004

Mortgage

Document Number	20214020
Date	Apr 27, 2021
Instrument	2021-4020

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	44 SHEPARD RD, BELFAST, ME 04915-7606
Document Number	0045490334
Instrument Date	Sep 09, 2020
Transaction Type	Mortgage
Record Updated	Oct 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SHEPARD RD BELFAST ME 049157606, BELFAST, ME 04915-7606

Mortgage

Document Number	0045490334
Date	Sep 28, 2020
Book Page	004549/000334
Instrument	9171

Lender

Name	DAMARISCOTTA BK&TR
Type	Bank
Address	BELFAST, ME 04915-0822

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 15, 2019
Property Address	44 SHEPARD RD, BELFAST, ME 04915-7606
Document Number	0044390252
Book / Page	004439 / 000252
Instrument Date	Jul 03, 2019
Instrument	11182
Transaction Type	Construction Loan
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SHEPARD RD BELFAST ME 049157606, BELFAST, ME 04915-7606

Mortgage

Document Number	44390252
Date	Nov 15, 2019
Book Page	004439/000252
Instrument	11182

Lender

Name	DAMARISCOTTA BK&TR
Type	Bank
Address	BELFAST, ME 04915-0822

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 14, 2020

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Waldo County and Belfast City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,034.00 (+6.91%)	$185,700 (+0.76%) Land $68,100 Building $117,600
2024	$2,838.00 (+32.93%)	$184,300 (+73.54%) Land $68,100 Building $116,200
2023	$2,135.00 (-3.87%)	$106,200 (+2.31%) Land $37,300 Building $68,900
2022	$2,221.00	$103,800 Land $37,300 Building $66,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Waldo County (23027C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230270430002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 29 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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