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44 Schwartz Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 44 Schwartz Rd, Elma, NY 14059

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,539 sqft · built 1951
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Jan 2001)
Tax Bill$3,742 (2026)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN144200 128.03-3-25

Property Details

APN / Parcel Number

Primary APN144200 128.03-3-25
Alternative APN
  • 42001280300003025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area1,539 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialConcrete
Foundation TypeSlab (Mat/Raft)
Lot Area91,476 sqft (2.1 acres)
Lot Width370 ft Width
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area353 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address44 SCHWARTZ RD
CityELMA
StateNY
Zip14059-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Block3
Legal Lot Number25.000
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group3
Census Block3008
Census Tract14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 SCHWARTZ RD, ELMA, NY 14059-9730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2001 · Amount on Record
Deed SaleJan 16, 2001 · Amount on Record
Deed Document Number2001137
Deed Book / Page10975 / 9667
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address44 SCHWARTZ RD, ELMA, NY 14059-9730
Document Number0138520977
Instrument DateApr 4, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyAMERICAN TITLE COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 SCHWARTZ RD ELMA NY 140599730, ELMA, NY 14059-9730

Mortgage

Document Number0138520977
DateApr 16, 2018
Book Page013852/000977
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,742.00 (+0.94%) Homeowner's exemption Senior Citizen's exemption
2025$3,707.00 (+2.74%)$6,500 (-) Land $1,900 Building $4,600$250,000 (+3.85%) Land $73,077 Building $176,923
2024$3,608.00 Homeowner's exemption Senior Citizen's exemption$6,500 (-) Land $1,900 Building $4,600$240,741 (+3.7%) Land $70,370 Building $170,371
2023Homeowner's exemption Senior Citizen's exemption$6,500 Land $1,900 Building $4,600$232,143 Land $67,857 Building $164,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2008)
Most Recent ClaimDec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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