44 Sawmill Rd, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 44 Sawmill Rd, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1994
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Dec 2001)
Tax Bill	$8,191 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2023 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:113 L:074`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:113 L:074`
Alternative APN	`M:214 B:A=2 L:338=033=7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
Gross Area	6,542 sqft
Basement Area	2,654 sqft
Unfinished Basement	2,654 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 SAWMILL RD
City	DUDLEY
State	MA
Zip	01571-5846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	74
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	1
Census Block	1010
Census Tract	755100

Owner

44 Sawmill Rd is owned and occupied by an individual who bought it in December 2001.

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Jan 5, 2018	Deed of Trust, Mortgage BAY STATE BANK
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit BAY STATE BANK
Oct 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Feb 12, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2001 · Amount on File
Deed Sale	Dec 20, 2001 · Amount on File
Prior Sale	Dec 18, 1997 · Amount on File
Deed Book / Page	25552 / 222
Transfer Doc	1944000184
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Recording Date	Sep 10, 2026
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Document Number	0000079150
Book / Page	74149 / 237
Instrument Date	Sep 4, 2026
Instrument	202679150
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SAWMILL RD, DUDLEY, MA 01571-5846

Mortgage

Document Number	0000079150,
Date	Sep 10, 2026
Book Page	74149/237
Instrument	202679150

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070041-312
Date	Dec 28, 2023
Book Page	70041/312
Instrument	108285

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067236-206
Date	Mar 9, 2022
Book Page	67236/206
Instrument	26659

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58284-196
Date	Jan 5, 2018
Book Page	58284/196
Instrument	1187

Lender

Name	BAY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58284-208
Date	Jan 5, 2018
Book Page	58284/208
Instrument	1188

Lender

Name	BAY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61272-349
Date	Oct 22, 2019
Book Page	61272/349
Instrument	111405

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	44 SAWMILL RD, DUDLEY, MA 01571-5846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61882-281
Date	Feb 12, 2020
Book Page	61882/281
Instrument	14850

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 44 Sawmill Rd was $8,191, up 10,537.7% from the year before.

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,191.00 (+10,537.66%)	$814,200 (+10.37%) Land $259,800 Building $554,400	$591,519 (+3.79%)
2025	$77.00 (-98.92%)	$737,700 (+8.23%) Land $222,900 Building $514,800	$569,905
2024	$7,143.00 (+11.8%)	$681,600 (+8.4%) Land $184,500 Building $497,100
2023	$6,389.00	$628,800 Land $188,500 Building $440,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Sawmill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Sawmill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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