44 Saunders Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 44 Saunders Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,552 sqft · built 1910
Lot Size	0.188 acres (8,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Nov 1991)
Tax Bill	$5,713 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:090 L:097 S:007`

Property Details

APN / Parcel Number

Primary APN	`B:090 L:097 S:007`
Alternative APN	`LYNN M:090 B:097 L:007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,656 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,181 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 SAUNDERS RD
City	LYNN
State	MA
Zip	01904-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	97
Legal Lot Number	7
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1007
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SAUNDERS RD, LYNN, MA 01904-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1991 · Amount on Record
Deed Sale	Nov 1, 1991 · Amount on Record
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	44 SAUNDERS RD, LYNN, MA 01904-1571
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39486-357
Date	Feb 2, 2021
Book Page	39486/357
Instrument	20210202002790

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	44 SAUNDERS RD, LYNN, MA 01904-1571
Document Number	37350-162
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SAUNDERS RD LYNN MA 019041571, LYNN, MA 01904-1571

Mortgage

Document Number	37350-162
Date	Feb 27, 2019
Book Page	037350/000162
Instrument	190227830

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2034

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,713.00 (+5.31%)	$551,400 (+7.03%) Land $196,300 Building $355,100	$639,730
2024	$5,425.00 (+2.03%)	$515,200 (+8.03%) Land $195,000 Building $320,200
2023	$5,317.00	$476,900 Land $195,000 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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