44 Sand Flea Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 44 Sand Flea Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,480 sqft · built 2003
Lot Size	0.071 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Oct 2022)
Tax Bill	$12,199 (2024)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16030-00Q-0130`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16030-00Q-0130`
Alternative APN	`1053385`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,044 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	10.5 ft deep x 3 ft wide
Porch	Porch
Porch Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053385
Street Address	44 SAND FLEA DR
City	INLET BEACH
State	FL
Zip	32461-6959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK Q SEACREST BEACH PH IV PB 14-36 OR 2450-1090 OR 2543-1803 OR 2668-475 OR 3114-3336 OR 3180-770 OR 3271-3007
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH
Legal Phase	4
Legal Block	Q
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1106
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	53 MONTEREY OAKS CV, EADS, TN 38028-9748
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Oct 31, 2022	Warranty Deed, Transfer SHORELINE TITLE LLC
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	0032713007
Deed Book / Page	3271 / 3007
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	44 SAND FLEA DR, INLET BEACH, FL 32461-6959
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MONTEREY OAKS CV, EADS, TN 38028-9748

Mortgage

Document Number	0032883133
Date	May 4, 2023
Book Page	3288/3133
Instrument	20230015715

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2022
Property Address	44 SAND FLEA DR, INLET BEACH, FL 32461-6959
Document Number	0032713007
Book / Page	3271 / 3007
Map Reference	MB 14 PG 36
Instrument Date	Oct 31, 2022
Instrument	20220047943
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 VALLEY VIEW RD, 570, INDIAN SPRINGS, AL 35124-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MONTEREY OAKS CV, EADS, TN 38028-9748

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 26, 2021
Property Address	44 SAND FLEA DR, INLET BEACH, FL 32461-6959
Document Number	0031800770
Book / Page	3180 / 770
Map Reference	MB 14 PG 36A
Instrument Date	Dec 28, 2020
Instrument	20210003653
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SAND FLEA DR, 44, INLET BEACH, FL 32461-6959

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	570 VALLEY VIEW RD, INDIAN SPRINGS, AL 35124-3648

Mortgage

Document Number	3180772
Date	Jan 26, 2021
Instrument	3180/772

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 26, 2021
Property Address	44 SAND FLEA DR, INLET BEACH, FL 32461-6959
Document Number	0031800770
Book / Page	3180 / 770
Map Reference	MB 14 PG 36A
Instrument Date	Dec 28, 2020
Instrument	20210003653
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SAND FLEA DR, 44, INLET BEACH, FL 32461-6959

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	570 VALLEY VIEW RD, INDIAN SPRINGS, AL 35124-3648

Mortgage

Document Number	0003180772
Date	Jan 26, 2021
Instrument	3180/772

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,325,424 (-5.93%) Land $494,500 Building $830,924	$1,325,424 (-5.93%) Land $494,500 Building $830,924
2024	$12,199.00 (-4.71%)
2023	$12,802.00 (+42.09%)	$1,408,927 (+23.71%) Land $557,750 Building $851,177	$1,408,927 (+23.71%) Land $557,750 Building $851,177
2022	$9,010.00	$1,138,875 Land $384,111 Building $754,764	$1,138,875 Land $384,111 Building $754,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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