44 S Willow St, Florence, AZ 85132 Property Records

Pinal County property record for 44 S Willow St, Florence, AZ 85132

Property Summary

Property Type	Single Family Home
Details	2,057 sqft · built 1900
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2020)
Tax Bill	$499 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-07-065A`

Property Details

APN / Parcel Number

Primary APN	`202-07-065A`
Alternative APN	`20207065A7`

Interior

Stories	1 Story
Building Area	2,057 sqft Living Area
1st Floor Area	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	16,200 sqft (0.372 acres)
Garage Area	396 sqft
Porch	Porch
Porch Area	486 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	44 S WILLOW ST
City	FLORENCE
State	AZ
Zip	85132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNDESIGNAT
Legal Description	WESTERN ADD TO TOWN OF FLORENCE: S-25.5 OF LOT 4 & ALL OF LOT 5 N-40 OF LOT 6 & 1/2 ALLEY ADJ TO LOTS 4 & 5 ALL IN BLK 5
Legal Range	09E
Legal Township	05S
Legal Section	02
Legal Subdivision	WESTERN ADD TO TOWN OF FLORENCE
Legal Block	5
Legal Lot Number	1,4-6
Jurisdiction	PINAL AZ
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1008
Census Tract	902

Owner

44 S Willow St is owned and occupied by two individuals who bought it in November 2020.

Source: Pinal County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 S WILLOW ST, FLORENCE, AZ 85132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 16, 2017	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	May 24, 2019 · Amount on File
Deed Document Number	2020121396
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Nov 23, 2020
Property Address	44 S WILLOW ST, FLORENCE, AZ 85132
Document Number	0000121396
Map Reference	MB 3 PG 446
Instrument Date	Nov 18, 2020
Instrument	2020-121396
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	AMROCK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 S WILLOW ST, 44, FLORENCE, AZ 85132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 S WILLOW ST, FLORENCE, AZ 85132

Mortgage

Document Number	0000121652
Date	Nov 23, 2020
Instrument	2020-121652

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	May 24, 2019
Property Address	44 S WILLOW ST, FLORENCE, AZ 85132
Document Number	0000040711
Instrument Date	May 15, 2019
Instrument	40711
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 473 FLORENCE AZ 851323008, FLORENCE, AZ 85132-3008

Mortgage

Document Number	40712
Date	May 24, 2019
Instrument	40712

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	May 16, 2017
Property Address	44 S WILLOW ST, FLORENCE, AZ 85132
Document Number	0000034410
Map Reference	MB3 PG446
Instrument Date	May 11, 2017
Instrument	2017-034410
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11814 S TONALEA DR, 11814, PHOENIX, AZ 85044-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 989, FLORENCE, AZ 85132-3020

Mortgage

Document Number	0000034411
Date	May 16, 2017
Instrument	2017-034411

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 44 S Willow St was $499.

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Florence Town
Unified School District	Florence Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$28,641 (+1.05%) Land $5,670 Building $22,971	$286,406 (+1.05%) Land $56,700 Building $229,706
2026		$28,343 (+1.17%) Land $5,670 Building $22,673	$283,431 (+1.17%) Land $56,700 Building $226,731
2025	$499.00	$28,015 (-7.2%)	$280,148 (-7.21%) Land $64,800 Building $215,348
2024		$30,190 Land $5,589 Building $24,601	$301,902 Land $55,890 Building $246,012
2023	$512.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 S Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 S Willow St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER COMPANY serves 14,593 people · EPA ID AZ0411017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Broadband Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
TREPIC Networks Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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