Suffolk County and Smithtown Town property record for 44 Ruth Blvd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,217 sqft · built 1958 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $802,500 (Dec 2022) |
| Tax Bill | $13,626 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-5-22 |
| Primary APN | 473489 88.-5-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 1,217 sqft |
| Basement Area | 319 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 44 RUTH BLVD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-177651 TC-52 *2418 SEC 1 LOT 71 BIRCHWOOD PARK AT COMMACK |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 RUTH BLVD, COMMACK, NY 11725-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Prior Sale | Sep 8, 1993 · Amount on Record |
| Deed Book / Page | 13183 / 392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 28, 2022 |
| Property Address | 44 RUTH BLVD, COMMACK, NY 11725-2119 |
| Document Number | 0131830392 |
| Book / Page | 13183 / 392 |
| Instrument Date | Aug 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16631 9TH AVE, WHITESTONE, NY 11357-2056 |
| Investor | Possibly a Property Investor |
| Document Number | 0023470363 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 23470/363 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 1, 2051 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,930 (-) Land $305 Building $4,625 | $616,250 (+10,774.36%) Land $38,125 Building $578,125 | |
| 2024 | $13,626.00 | ||
| 2023 | $4,930 (-) Land $305 Building $4,625 | $5,667 (+12.66%) Land $351 Building $5,316 | |
| 2022 | $4,930 Land $305 Building $4,625 | $5,030 Land $311 Building $4,719 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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