44 Riverside Ter, Sidney (Augusta), ME 04330 Property Records

Kennebec County and Sidney Town property record for 44 Riverside Ter, Sidney, ME 04330

Property Summary

Property Type	Single Family Home
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$307,600 (Feb 2018)
Tax Bill	$4,430 (2025)
Deeds & Mortgages	May 2022 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SIDN M:021 L:012`

Property Details

APN / Parcel Number

Primary APN	`SIDN M:021 L:012`
Alternative APN	`836`

Exterior

Lot Area	165,528 sqft (3.8 acres)

Location & Zoning

Account Number	836
Street Address	44 RIVERSIDE TER
City	SIDNEY
State	ME
Zip	04330-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12
Jurisdiction	SIDNEY ME
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2001
Census Tract	17000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

44 Riverside Ter is owned and occupied by two individuals who bought it in February 2018.

Source: Kennebec County and Sidney Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 RIVERSIDE TER, SIDNEY, ME 04330-2563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADERONE FINANCIAL
Feb 7, 2018	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Document Number	20182464
Deed Book / Page	12836 / 342
Transfer Doc	0000012425
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIDNEY ME
Property Address	44 RIVERSIDE TER, SIDNEY, ME 04330-2563
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022011580
Date	May 20, 2022
Book Page	14454/207
Instrument	2022011580

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIDNEY ME
Property Address	44 RIVERSIDE TER, SIDNEY, ME 04330-2563
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007455
Date	Mar 24, 2021
Book Page	13940/300
Instrument	202007455

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIDNEY ME
Recording Date	Feb 7, 2018
Property Address	44 RIVERSIDE TER, SIDNEY, ME 04330-2563
Document Number	2018002464
Book / Page	12836 / 0342
Instrument	2018002464
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002465
Date	Feb 7, 2018
Instrument	2018002465

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 44 Riverside Ter was $4,430, up 11.6% from the year before.

Source: Kennebec County and Sidney Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Sidney Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,430.00 (+11.62%)	$709,900 (+55.61%) Land $162,600 Building $547,300
2024	$3,969.00 (+5.67%)	$456,200 (+1.42%) Land $83,400 Building $372,800
2023	$3,756.00 (+20.54%)	$449,800 (+14.77%) Land $83,400 Building $366,400
2022	$3,116.00	$391,900 Land $83,400 Building $308,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 44 Riverside Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Riverside Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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