44 River Edge Dr, Suffolk, VA 23433 Property Records

Suffolk City property record for 44 River Edge Dr, Suffolk, VA 23433

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,176 sqft · built 2025
Lot Size	6.73 acres (293,333 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2024)
Tax Bill	$12,234 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2024 Line of Credit + 1 more
APN	`516A2*21`

Property Details

APN / Parcel Number

Primary APN	`516A2*21`
Alternative APN	`254003016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,176 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	293,333 sqft (6.73 acres)
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	254003016
Street Address	44 RIVER EDGE DR
City	SUFFOLK
State	VA
Zip	23433-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.21,THE RESERVE AT CEDAR POINT
Legal Subdivision	RESERVE AT CEDAR POINT
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1004
Census Tract	75301

Owner

44 River Edge Dr is owned by two individuals who bought it in May 2024.

Source: Suffolk City records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 COLONIAL WAY, CARROLLTON, VA 23314-2752
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 30, 2024	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MORTGAGE
May 9, 2024	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Deed Document Number	20244666
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 2, 2026
Property Address	44 RIVER EDGE DR, SUFFOLK, VA 23433-1100
Document Number	0000006799
Instrument Date	May 28, 2026
Instrument	20266799
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RIVER EDGE DR, SUFFOLK, VA 23433-1100

Mortgage

Document Number	0000006799,
Date	Jun 2, 2026
Instrument	20266799

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	44 RIVER EDGE DR, SUFFOLK, VA 23433-1100
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240007735
Date	Jul 30, 2024
Instrument	240007735

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	22 Months
Due	May 1, 2026

Interest

Rate Type	Adjustable Rate

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 9, 2024
Property Address	44 RIVER EDGE DR, SUFFOLK, VA 23433-1100
Document Number	0240004666
Instrument Date	May 7, 2024
Instrument	240004666
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLONIAL WAY, CARROLLTON, VA 23314-2752

Mortgage

Document Number	0240004667
Date	May 9, 2024
Instrument	240004667

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	323 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.13%

Tax Assessment & Valuation

The 2025 property tax bill for 44 River Edge Dr was $12,234.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$1,143,400 Land $579,400 Building $564,000
2025	$12,234.00	$1,143,400 Land $579,400 Building $564,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 11 flood claims near 44 River Edge Dr since 1998.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	11 (1998–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2014 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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