44 Ridgemoor Rd, Coldwater, MI 49036 Property Records

Branch County property record for 44 Ridgemoor Rd, Coldwater, MI 49036 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	2,324 sqft Building Perimeter
Lot Size	39,640 sqft (0.91 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2012)
Tax Bill	$6,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`303-000-000-125-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,324 sqft Building Perimeter
1st Floor	1,338 sqft 1st Floor
Basement Area	986 sqft Basement
Unfinished Basement	986 sqft Unfinished
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	39,640 sqft (0.91 acres)
Garage Area	484 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	44 RIDGEMOOR RD
City	COLDWATER
State	MI
Zip	49036-1051
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 ELM HILLS SUBD IN NW 1/4 OF NE 1/4 SEC 16 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	16
Legal Subdivision	ELM HILLS SUBD
Legal Lot Number	7-8
Jurisdiction	BRANCH MI
Minor Civil Division	COLDWATER
Census Blockgroup	3
Census Block	3010
Census Tract	951500

Owner

Source: Branch County records · APN 303-000-000-125-00

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 RIDGEMOOR RD, COLDWATER, MI 49036-1051
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Quit Claim Deed, Transfer Quitclaim Document
Aug 11, 2022	Quit Claim Deed, Transfer Quitclaim Document
Oct 22, 2020	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2012 · Amount on Record
Deed Sale	Sep 14, 2012 · Amount on Record
Prior Sale	Sep 12, 1997 · Amount on Record
Deed Doc Number	20126226
Last Transfer Date	Aug 18, 2022
Transfer Doc	0202206226
Record Refreshed	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 19, 2022
Property Address	44 RIDGEMOOR RD, COLDWATER, MI 49036-1051
Document Number	0202206226
Map Reference	LB 5 PG 36
Instrument Date	Aug 18, 2022
Instrument	2022-06226
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 W GARFIELD AVE, 211, COLDWATER, MI 49036-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 DIVISION ST, COLDWATER, MI 49036-1922

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 11, 2022
Property Address	44 RIDGEMOOR RD, COLDWATER, MI 49036-1051
Document Number	0202205503
Map Reference	LB 5 PG 36
Instrument Date	Aug 10, 2022
Instrument	2022-05503
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 DIVISION ST, 143, COLDWATER, MI 49036-1922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W GARFIELD AVE, COLDWATER, MI 49036-9711

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 22, 2020
Property Address	44 RIDGEMOOR RD, COLDWATER, MI 49036-1051
Document Number	202007196
Map Reference	LB 5 PG 36
Instrument Date	Oct 19, 2020
Instrument	2020-07196
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 RIDGEMOOR RD, 44, COLDWATER, MI 49036-1051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 DIVISION ST, COLDWATER, MI 49036-1922

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	44 RIDGEMOOR RD, COLDWATER, MI 49036-1051
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201806730
Date	Oct 12, 2018
Instrument	2018-06730

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	44 RIDGEMOOR RD, COLDWATER, MI 49036-1051
Transaction Type	Mortgage
Record Updated	May 02, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802578
Date	Apr 11, 2018
Instrument	2018-02578

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,550 (+1.73%)	$429,100 (+1.73%)
2025	$6,987.00 (+3.68%)	$210,900	$421,800
2024	$6,739.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

44 Ridgemoor Rd, Coldwater, MI 49036 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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