44 Red Fox Dr, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 44 Red Fox Dr, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Jun 2026)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Aug 2024 Refinance Dec 2010 Mortgage + 2 more
APN	`615J103810`

Property Details

APN / Parcel Number

Primary APN	`615J103810`
Alternative APNs	`280001702300050160000000` `152800 17.23-5-16.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	384 sqft
Attic	Attic
Attic Area	307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J103810
Street Address	44 RED FOX DR
City	JAY
State	NY
Zip	12941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	152 JAY TRACT 00001.00
Legal Tract	00001.00
Legal Block	5
Legal Lot Number	16.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1015
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1152 44TH DR, LONG ISLAND CITY, NY 11101-5375
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
Dec 29, 2010	Deed of Trust, Mortgage BANK OF AMERICA FSB
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK LENA
Oct 31, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	20262241-312
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	44 RED FOX DR, JAY, NY 12941
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020242674
Date	Aug 13, 2024
Instrument	2024-2674

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	44 RED FOX DR, JAY, NY 12941
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002008/0000000113
Date	Dec 29, 2010
Book Page	0000002008/0000000113
Instrument	2010-0005227

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jun 9, 2026
Property Address	44 RED FOX DR, JAY, NY 12941
Document Number	0002241312
Instrument Date	May 5, 2026
Instrument	20262241-312
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1152 44TH DR, LONG ISLAND CITY, NY 11101-5375

Mortgage

Date	Jun 9, 2026

Lender

Name	COMMUNITY BANK LENA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Oct 31, 2024
Property Address	44 RED FOX DR, JAY, NY 12941
Document Number	0002182/52
Book / Page	2182 / 52
Instrument Date	Oct 18, 2024
Instrument	2024-3743
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SOUTHWIND DR, BURLINGTON, VT 05401-5473

Mortgage

Document Number	0020243744
Date	Oct 31, 2024
Instrument	2024-3744

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,304.00 (+154.27%)	$278,900 (+33.06%) Land $184,100 Building $94,800	$278,900 (+33.06%) Land $184,100 Building $94,800
2023		$209,600 (+49.82%) Land $115,000 Building $94,600	$209,600 (+49.82%) Land $115,000 Building $94,600
2022	$2,086.00 (-44.74%)	$139,900 Land $57,000 Building $82,900	$139,900 Land $57,000 Building $82,900
2020	$3,775.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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