Ulster County and Rochester Town property record for 44 Ray Cliff Dr, Accord, NY 12404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 2022 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,500 (Oct 2014) |
| Tax Bill | $10,966 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 514400 77.3-3-5 |
| Primary APN | 514400 77.3-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 100,624 sqft (2.31 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 115340.000 |
|---|---|
| Street Address | 44 RAY CLIFF DR |
| City | ACCORD |
| State | NY |
| Zip | 12404-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 953000 |
44 Ray Cliff Dr is owned and occupied by two individuals who bought it in October 2014.
Source: Ulster County and Rochester Town records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 RAY CLIFF DR, ACCORD, NY 12404-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2014 · Amount on File |
| Deed Sale | Oct 9, 2014 · Amount on File |
| Deed Document Number | 201412332 |
| Deed Book / Page | 5793 / 76 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 44 RAY CLIFF DR, ACCORD, NY 12404-5506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016203 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 12944/15 |
| Instrument | 2022-16203 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 44 Ray Cliff Dr was $10,966.
Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Rochester Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,966.00 | $418,950 Land $84,000 Building $334,950 | $790,472 Land $158,491 Building $631,981 |
| 2023 | $418,950 (+152.53%) Land $84,000 Building $334,950 | $665,000 (+188.61%) Land $133,333 Building $531,667 | |
| 2022 | $165,900 Land $84,000 Building $81,900 | $230,417 Land $116,667 Building $113,750 | |
| 2021 | $1,100.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Ray Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2011) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Ray Cliff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures