44 Prospect St, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 44 Prospect St, Contoocook, NH 03229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 1918
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Feb 2022)
Tax Bill	$11,535 (2025)
Deeds & Mortgages	Feb 2024 Refinance May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:00102 B:000077 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:00102 B:000077 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	3,524 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 PROSPECT ST
City	CONTOOCOOK
State	NH
Zip	03229-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	77
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	4
Census Block	4005
Census Tract	39000

Owner

44 Prospect St is owned and occupied by two individuals who bought it in February 2022.

Source: Merrimack County and Hopkinton Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 PROSPECT ST, CONTOOCOOK, NH 03229-2545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING
May 6, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 18, 2022	Warranty Deed, Transfer
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit NEW HAMPSHIRE POSTAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Deed Document Number	20223600
Deed Book / Page	3782 / 702
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	44 PROSPECT ST, HOPKINTON, NH 03229-2545
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001448
Date	Feb 2, 2024
Book Page	3848/1586
Instrument	202400001448

Lender

Name	AMERICAN FINANCING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	44 PROSPECT ST, HOPKINTON, NH 03229-2545
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008786
Date	May 6, 2022
Book Page	3790/2810
Instrument	202200008786

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	Feb 18, 2022
Property Address	44 PROSPECT ST, HOPKINTON, NH 03229-2545
Document Number	0000003600
Book / Page	3782 / 702
Instrument Date	Feb 18, 2022
Instrument	202200003600
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11644 SW EGRET CIR APT 602, 602, LAKE SUZY, FL 34269-8774

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	44 PROSPECT ST, HOPKINTON, NH 03229-2545
Document Number	0035780793
Book / Page	003578 / 000793
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 PROSPECT ST CONTOOCOOK NH 032292545, CONTOOCOOK, NH 03229-2545

Mortgage

Document Number	0035780793
Date	Nov 27, 2017
Book Page	003578/000793
Instrument	22277

Lender

Name	NEW HAMPSHIRE POSTAL CU
Type	Credit Union
Address	MANCHESTER, NH 03103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 44 Prospect St was $11,535.

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,535.00	$467,200 Land $116,000 Building $351,200
2024			$357,200
2023	$6,085.00 (-5.57%)	$165,700 (-12.93%) Land $68,000 Building $97,700
2022	$6,444.00	$190,300 Land $68,000 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTOOCOOK VILLAGE PCT serves 1,600 people · EPA ID NH1191010
Water Source	Surface water
Last State Inspection	Dec 2023

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure resolved · May 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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