Jackson County property record for 44 Prism Ln, Cullowhee, NC 28723
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1 ba · 1,068 sqft · built 1928 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2023) |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7553-89-8185 |
| Primary APN | 7553-89-8185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 680 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 44 PRISM LN |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8739 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT A OFF N NORTON RD LIFE EST |
| Legal Lot Number | A |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | HAMBURG |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950800 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 PRISM LN, CULLOWHEE, NC 28723-8739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Deed Book / Page | 2362 / 436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Aug 22, 2023 |
| Property Address | 44 PRISM LN, CULLOWHEE, NC 28723-8739 |
| Document Number | 0023620436 |
| Book / Page | 2362 / 436 |
| Map Reference | CAB 20 SL 659 |
| Instrument Date | Aug 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 PRISM LN, CULLOWHEE, NC 28723-8739 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2576, CASHIERS, NC 28717-2576 |
| Document Number | 0023620439 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 2362/439 |
| Name | JAMES CANDLER BRYSON |
|---|---|
| Type | Private Party |
| Address | 44 PRISM LN, CULLOWHEE, NC 28723 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 767 Months |
| Due | Jul 30, 2087 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $348,258 (+176.46%) Land $300,000 Building $48,258 | |
| 2025 | $1,323.00 (+176.78%) | |
| 2023 | $478.00 | $125,970 Land $100,000 Building $25,970 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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