44 Pond St, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 44 Pond St, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,657 sqft · built 1935
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$437,500 (Nov 2016)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ORON M:20-003 L:49`

Property Details

APN / Parcel Number

Primary APN	`ORON M:20-003 L:49`
Alternative APNs	`ORON M:020-003 L:049` `M:020=003 L:049` `915`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,657 sqft Living Area
Gross Area	5,797 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	915
Old Parcel Number	ORON M:020-003 L:049
Street Address	44 POND ST
City	ORONO
State	ME
Zip	04473-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	49
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2005
Census Tract	6100

Owner

44 Pond St is owned by a company that bought it in November 2016.

Source: Penobscot County and Orono Town records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	244 MOUNTAIN RD, HARPSWELL, ME 04079-2215
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage ACADIA FEDERAL CREDIT UNION
Jun 11, 2026	Deed of Trust, Mortgage ACADIA FEDERAL CREDIT UNION
Apr 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	Aug 6, 2009 · Amount on File
Deed Book / Page	14340 / 200
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Recording Date	Jun 11, 2026
Property Address	44 POND ST, ORONO, ME 04473-4454
Document Number	0000014603
Book / Page	17903 / 180
Instrument Date	Jun 10, 2026
Instrument	202614603
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179030180,
Date	Jun 11, 2026
Book Page	17903/180
Instrument	202614603

Lender

Name	ACADIA FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Recording Date	Jun 11, 2026
Property Address	44 POND ST, ORONO, ME 04473-4454
Document Number	0179030180
Book / Page	17903 / 180
Instrument Date	Jun 10, 2026
Instrument	202614603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014603,
Date	Jun 11, 2026
Book Page	17903/180
Instrument	202614603

Lender

Name	ACADIA FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	44 POND ST, ORONO, ME 04473-4454
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159760090
Date	Apr 12, 2021
Book Page	15976/90
Instrument	11417

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 44 Pond St was $5,315, up 1.7% from the year before.

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,315.00 (+1.74%)	$267,100 (+9.15%) Land $43,100 Building $224,000
2024	$5,224.00 (+0.33%)	$244,700 (+9.98%) Land $39,500 Building $205,200
2023	$5,207.00 (-1.68%)	$222,500 (-) Land $35,900 Building $186,600	$790,210
2022	$5,296.00	$222,500 Land $35,900 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Pond St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Pond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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