44 Pond St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 44 Pond St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,515 sqft · built 1880
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jul 2008)
Tax Bill$7,047 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0163 B:0012 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0163 B:0012 L:0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,515 sqft Living Area
Gross Area3,075 sqft
Basement Area185 sqft
Unfinished Basement185 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,400 sqft (0.055 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address44 POND ST
CityMARBLEHEAD
StateMA
Zip01945-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block12
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3005
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 POND ST, MARBLEHEAD, MA 01945-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Feb 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Apr 22, 2019Deed of Trust, Mortgage · Balloon Mortgage
EASTERN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2008 · Amount on Record
Deed SaleJul 3, 2008 · Amount on Record
Deed Book / Page27898 / 220
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address44 POND ST, MARBLEHEAD, MA 01945-2616
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39649-199
DateMar 16, 2021
Book Page39649/199
Instrument20210316000380
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address44 POND ST, MARBLEHEAD, MA 01945-2616
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39518-515
DateFeb 11, 2021
Book Page39518/515
Instrument20210211002140
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMar 1, 2046

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address44 POND ST, MARBLEHEAD, MA 01945-2616
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37453-163
DateApr 22, 2019
Book Page37453/163
Instrument20190422000350
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,047.00 (+8.77%)$823,300 (+15%) Land $561,300 Building $262,000$758,902 (+25.72%)
2025$6,479.00 (-2.78%)$715,900 (-3.75%) Land $497,700 Building $218,200$603,630
2024$6,664.00 (+3.59%)$743,800 (+15.62%) Land $529,500 Building $214,300
2023$6,433.00$643,300 Land $466,000 Building $177,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims47 (1978–2018)
Claims Outside the SFHA3 of 47
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 5 claims
  • Coastal Storm, Oct 1991 · 9 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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