44 Pointview Dr, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 44 Pointview Dr, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1939
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$184,900 (Sep 2017)
Tax Bill	$6,825 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Mortgage + 1 more
APN	`381700 101.25-3-5`

Property Details

APN / Parcel Number

Primary APN	`381700 101.25-3-5`
Alternative APN	`1415540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1415540
Street Address	44 POINTVIEW DR
City	TROY
State	NY
Zip	12180-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1 STY BR VN HSE 431-27/62
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1009
Census Tract	41400

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 POINTVIEW DR, TROY, NY 12180-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage TRUSTCO BANK
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 26, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	May 9, 2012 · Amount on Record
Deed Document Number	2017521942
Deed Book / Page	8304 / 258
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Jul 31, 2026
Property Address	44 POINTVIEW DR, TROY, NY 12180-1926
Document Number	0000674374
Book / Page	11337 / 110
Instrument Date	Mar 6, 2026
Instrument	2026674374
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 POINTVIEW DR, TROY, NY 12180-1926

Mortgage

Document Number	0000674374,
Date	Jul 31, 2026
Book Page	11337/110
Instrument	2026674374

Lender

Name	TRUSTCO BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	44 POINTVIEW DR, TROY, NY 12180-1926
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095180327
Date	Mar 24, 2021
Book Page	9518/327
Instrument	2021-585756

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 26, 2017
Property Address	44 POINTVIEW DR, TROY, NY 12180-1926
Document Number	0083040258
Book / Page	008304 / 000258
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 POINTVIEW DR TROY NY 121801926, TROY, NY 12180-1926

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,825.00 (-13.88%)
2025	$7,925.00 (+6.99%)	$163,500 (-) Land $14,000 Building $149,500	$280,000 (+19.86%) Land $23,976 Building $256,024
2023		$163,500 (-) Land $14,000 Building $149,500	$233,600 (+8.58%) Land $20,002 Building $213,598
2022	$7,407.00	$163,500 Land $14,000 Building $149,500	$215,132 Land $18,421 Building $196,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

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