44 Plackemeier Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 44 Plackemeier Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,049 sqft · built 2004
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Mar 2017)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`341760A000`

Property Details

APN / Parcel Number

Primary APN	`341760A000`
Alternative APN	`2-0141-4274-00-0051.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
Gross Area	2,938 sqft
1st Floor Area	1,285 sqft
Basement Area	1,273 sqft
Finished Basement	764 sqft
Unfinished Basement	509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	341760A000
Street Address	44 PLACKEMEIER DR
City	O FALLON
State	MO
Zip	63366-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	FORT ZUMWALT HGTS TRT 51
Legal Subdivision	FORT ZUMWALT HGTS
Legal Tract	51
Legal Lot Number	51
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2035
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 PLACKEMEIER DR, O FALLON, MO 63366-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 20, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CORNERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	2017162990
Deed Book / Page	6713 / 2226
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0067132226
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	44 PLACKEMEIER DR, O FALLON, MO 63366-2941
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PLACKEMEIER DR, O FALLON, MO 63366-2941

Mortgage

Document Number	0000014452
Date	Mar 11, 2022
Instrument	2022R-014452

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	44 PLACKEMEIER DR, O FALLON, MO 63366-2941
Document Number	0000097713
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 PLACKEMEIER DR O FALLON MO 633662941, O FALLON, MO 63366-2941

Mortgage

Document Number	0000097713
Date	Dec 14, 2020
Instrument	97713

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 13, 2047

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2017
Property Address	44 PLACKEMEIER DR, O FALLON, MO 63366-2941
Document Number	0067132226
Book / Page	6713 / 2226
Map Reference	MB 5 PG 40
Instrument Date	Mar 15, 2017
Instrument	20170320000162990
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 PLACKEMEIER DR, O FALLON, MO 63366-2941

Mortgage

Document Number	0067132228
Date	Mar 20, 2017
Book Page	6713/2228
Instrument	20170320000163000

Lender

Name	CORNERSTONE MORTGAGE
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,718 (-)	$277,462 (-) Land $48,000 Building $229,462
2025	$3,129.00 (-9.01%)	$52,718 (-6.44%)	$277,462 (-6.44%) Land $48,000 Building $229,462
2024	$3,439.00
2023		$56,345
2022			$296,556 Land $40,000 Building $256,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	22 (1981–2022)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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