44 Pine St, Waterford, CT 06385 Property Records

Waterford Town property record for 44 Pine St, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2025)
Tax Bill	$3,630 (2026)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Apr 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`WATE M:134 L:6284`

Property Details

APN / Parcel Number

Primary APN	`WATE M:134 L:6284`
Alternative APNs	`WFRD M:134 L:6284` `0582900` `582900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,992 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	582900
Street Address	44 PINE ST
City	WATERFORD
State	CT
Zip	06385-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR-10
Legal Lot Number	6284
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	693400

Owner

Source: Waterford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 PINE ST, WATERFORD, CT 06385-2410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC
Apr 11, 2025	Commissioner's Deed, Foreclosure · Commercial Mortgage OPPORTUNITY CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	2025178611
Deed Book / Page	1881 / 52
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Aug 4, 2025
Property Address	44 PINE ST, WATERFORD, CT 06385-2410
Document Number	0001881-52
Book / Page	1881 / 52
Instrument Date	Jul 31, 2025
Instrument	178611
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PINE ST, WATERFORD, CT 06385-2410

Mortgage

Document Number	0000178612
Date	Aug 4, 2025
Instrument	178612

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WATERFORD CT
Recording Date	Apr 11, 2025
Property Address	44 PINE ST, WATERFORD, CT 06385-2410
Document Number	001877-590
Book / Page	1877 / 590
Instrument Date	Apr 10, 2025
Instrument	177535
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177536
Date	Apr 11, 2025
Instrument	177536

Lender

Name	OPPORTUNITY CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,630.00 (+7.21%)	$147,940 (+2.06%) Land $68,970 Building $78,970	$302,521 (+198.13%)
2025	$3,386.00	$144,960 (-) Land $68,970 Building $75,990	$101,472 Land $48,279 Building $53,193
2024	$3,386.00 (+10.19%)
2023	$3,073.00	$144,960 Land $68,970 Building $75,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures