Hampden County and Springfield City property record for 44 Penrose St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,320 sqft · built 1917 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Nov 1996) |
| Tax Bill | $3,516 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:09640 P:0008 |
| Primary APN | SPRI S:09640 P:0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 638 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 96400008 |
|---|---|
| Street Address | 44 PENROSE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 801501 |
44 Penrose St is owned and occupied by an individual who bought it in November 1996.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 PENROSE ST, SPRINGFIELD, MA 01109-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1996 · Amount on File |
| Deed Sale | Nov 1, 1996 · Amount on File |
| Prior Sale | Jul 14, 1995 · Amount on File |
| Deed Book / Page | 9672 / 491 |
| Transfer Doc | 8253000425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 44 PENROSE ST, SPRINGFIELD, MA 01109-1831 |
| Document Number | 21718-77 |
| Book / Page | 021718 / 000077 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21718-77 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 021718/000077 |
| Instrument | 32276 |
| Name | GREATER SPRINGFIELD CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 44 Penrose St was $3,516, up 6% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,516.00 (+6.03%) | $227,400 (+7.52%) Land $43,000 Building $184,400 | $258,157 (-3.57%) |
| 2025 | $3,316.00 | $211,500 Land $39,000 Building $172,500 | $267,710 (+5.42%) |
| 2024 | $253,935 | ||
| 2023 | $3,171.00 | $186,000 Land $29,500 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Penrose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 44 Penrose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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