Sussex County and Sparta Township property record for 44 Park Rd, Sparta, NJ 07871
| Property Type | Single Family Home |
|---|---|
| Details | 2,304 sqft · built 1970 |
| Lot Size | 0.474 acres (20,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,554 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Jul 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03043-0000-00017 |
| Primary APN | 18-03043-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,304 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Lot Area | 20,640 sqft (0.474 acres) |
| Old Parcel Number | 1800115000000035 |
|---|---|
| Street Address | 44 PARK RD |
| City | SPARTA |
| State | NJ |
| Zip | 07871-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | ADDITIONAL LOTS: L36 |
| Legal Subdivision | LAKE MOHAWK SEC 04 |
| Legal Block | 3043 |
| Legal Lot Number | 17 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | SPARTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 373400 |
44 Park Rd is owned and occupied by two individuals who acquired it in April 2026.
Source: Sussex County and Sparta Township records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 31, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 6, 2026 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 6, 2026 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Nov 15, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 |
| Deed Sale | Apr 6, 2026 |
| Prior Sale | Nov 15, 2022 · Amount on File |
| Deed Document Number | 20266301 |
| Deed Book / Page | 10446 / 1876 |
| Prior Transfer Date | Mar 30, 2026 |
| Prior Transfer Doc | 0104461876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0103420872 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 10342/872 |
| Instrument | 2024018099 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0103951668 |
|---|---|
| Date | Jul 31, 2025 |
| Book Page | 10395/1668 |
| Instrument | 2025013575 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Apr 6, 2026 |
| Property Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0000006301 |
| Book / Page | 10446 / 1876 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266301 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0000006302, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20266302 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Apr 6, 2026 |
| Property Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0104461876 |
| Book / Page | 10446 / 1876 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266301 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0000006302, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20266302 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Nov 15, 2022 |
| Property Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0036560261 |
| Book / Page | 3656 / 261 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 20221115010305340 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | MAX TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,746.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 BALTUSROL RD, 107, SUMMIT, NJ 07901-3307 |
| Name | Verified Name |
|---|---|
| Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 20221115010305350 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 20221115010305350 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 44 PARK RD, SPARTA, NJ 07871-2001 |
| Document Number | 0097550257 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 44 PARK RD SPARTA NJ 078712001, SPARTA, NJ 07871-2001 |
| Document Number | 0097550257 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 009755/000257 |
| Instrument | 226870 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 44 Park Rd was $11,554, up 2.2% from the year before.
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,000 (-) Land $129,900 Building $185,100 | $315,000 (-) Land $129,900 Building $185,100 | |
| 2025 | $11,554.00 (+2.2%) | $315,000 Land $129,900 Building $185,100 | $315,000 Land $129,900 Building $185,100 |
| 2024 | $11,305.00 | ||
| 2023 | $315,000 Land $129,900 Building $185,100 | $315,000 Land $129,900 Building $185,100 | |
| 2022 | $10,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Park Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Park Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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