44 Palm St, Buffalo, NY 14218 Property Records

Erie County and Lackawanna City property record for 44 Palm St, Buffalo, NY 14218

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,031 sqft · built 1952
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on File
Tax Bill$2,893 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN140900 142.07-5-46

Property Details

APN / Parcel Number

Primary APN140900 142.07-5-46
Alternative APNs
  • 09001420700005046000
  • 1599

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,031 sqft Living Area
1st Floor Area1,161 sqft
Upper Floors Area870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1599
Street Address44 PALM ST
CityBUFFALO
StateNY
Zip14218-2027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionL 23 RIDGE TERRACE BLK F G2 58 Z
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block5
Legal Lot Number46.000
JurisdictionERIE NY
Township / Civil DivisionLACKAWANNA
Census Block Group4
Census Block4005
Census Tract12501

Owner

44 Palm St is owned and occupied by two individuals who acquired it in November 2012.

Source: Erie County and Lackawanna City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address44 PALM ST, BUFFALO, NY 14218-2027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 15, 2012
Transfer Doc0112333673
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address44 PALM ST, BUFFALO, NY 14218-2027
Document Number0138056639
Book / Page013805 / 006639
Instrument DateMar 3, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 PALM ST LACKAWANNA NY 142182027, LACKAWANNA, NY 14218-2027

Mortgage

Document Number0138056639
DateMar 24, 2017
Book Page013805/006639
Lender
NameCITIZENS BK NA
AddressRI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 23, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 44 Palm St was $2,893 with exemptions applied.

Source: Erie County and Lackawanna City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityLackawanna City
Unified School DistrictLackawanna City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,893.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025$154,000 Land $8,400 Building $145,600$240,625 Land $13,125 Building $227,500
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$154,000 (-) Land $8,400 Building $145,600$194,900 (+13.91%) Land $10,631 Building $184,269
2022$154,000 Land $8,400 Building $145,600$171,100 Land $9,333 Building $161,767
2021$835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Palm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Palm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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