Jackson County property record for 44 Overlook Trce, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 2005 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Feb 2024) |
| Tax Bill | $605 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022E 012 |
| Primary APN | 022E 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,696 sqft Heated Area |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Slab |
| Porch Area | 12 sqft |
| Deck Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21798 |
|---|---|
| Street Address | 44 OVERLOOK TRCE |
| City | COMMERCE |
| State | GA |
| Zip | 30529-3071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 12 LAKEVIEW GLEN |
| Legal Subdivision | LAKEVIEW |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10400 |
44 Overlook Trce is owned and occupied by two individuals who bought it in February 2024.
Source: Jackson County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER DBA VETERANS UN |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POWERCO FEDERAL CREDIT UNION |
| Mar 8, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Mar 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on File |
| Deed Sale | Feb 14, 2024 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Book / Page | 109T / 315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Feb 14, 2024 |
| Property Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Document Number | 00109T0315 |
| Book / Page | 109T / 315 |
| Instrument Date | Feb 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Document Number | 00109T0000000319 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 000000109T/0000000319 |
| Name | MORTGAGE RESEARCH CENTER DBA VETERANS UN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Document Number | 00094V0000000375 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 000000094V/0000000375 |
| Name | POWERCO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Mar 8, 2019 |
| Property Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Document Number | 00083U0125 |
| Book / Page | 00083U / 000125 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 OVERLOOK TRCE COMMERCE GA 305293071, COMMERCE, GA 30529-3071 |
| Document Number | 83U0140 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 00083U/000140 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Mar 8, 2019 |
| Property Address | 44 OVERLOOK TRCE, COMMERCE, GA 30529-3071 |
| Document Number | 00083U0159 |
| Book / Page | 00083U / 000159 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 OVERLOOK TRCE COMMERCE GA 305293071, COMMERCE, GA 30529-3071 |
The 2025 property tax bill for 44 Overlook Trce was $605 with exemptions applied, down 84.8% from the year before.
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Commerce City |
| Unified School District | Commerce City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,480 (-) Land $25,000 Building $119,480 | $361,200 (-) Land $62,500 Building $298,700 | |
| 2025 | $605.00 (-84.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $144,480 (-) Land $25,000 Building $119,480 | $361,200 (-) Land $62,500 Building $298,700 |
| 2024 | $3,988.00 (+3.56%) | $144,480 (+11.07%) Land $25,000 Building $119,480 | $361,200 (+11.07%) Land $62,500 Building $298,700 |
| 2023 | $3,851.00 (+9.28%) | $130,080 (+19.69%) Land $25,000 Building $105,080 | $325,200 (+19.69%) Land $62,500 Building $262,700 |
| 2022 | $3,524.00 | $108,680 Land $25,000 Building $83,680 | $271,700 Land $62,500 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44 Overlook Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44 Overlook Trce is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 11,340 people · EPA ID GA1570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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