Essex County and Lynn City property record for 44 Oneida St, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 928 sqft · built 1900 |
| Lot Size | 0.08 acres (3,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (May 2015) |
| Tax Bill | $4,896 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | B:103 L:547 S:005 |
| Primary APN | B:103 L:547 S:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 928 sqft Living Area |
| Gross Area | 1,880 sqft |
| Basement Area | 530 sqft |
| Unfinished Basement | 530 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,472 sqft (0.08 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 44 ONEIDA ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 547 |
| Legal Lot Number | 5 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 206600 |
Source: Essex County and Lynn City records · APN B:103 L:547 S:005
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 ONEIDA ST, LYNN, MA 01902-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 06, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on Record |
| Deed Sale | May 26, 2015 · Amount on Record |
| Prior Sale | Dec 03, 2012 · Amount on Record |
| Deed Book / Page | 34081 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 44 ONEIDA ST, LYNN, MA 01902-1950 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040070-368 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 40070/368 |
| Instrument | 20210712000650 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 44 ONEIDA ST, LYNN, MA 01902-1950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37730-484 |
|---|---|
| Date | Aug 06, 2019 |
| Book Page | 37730/484 |
| Instrument | 20190806000080 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,896.00 (+2.38%) | $472,600 (+4.07%) Land $196,200 Building $276,400 | $453,150 |
| 2024 | $4,782.00 (+4.8%) | $454,100 (+10.97%) Land $184,500 Building $269,600 | |
| 2023 | $4,563.00 | $409,200 Land $182,000 Building $227,200 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Starry.
Based on FCC filings for 1,019 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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