44 Nowick Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 44 Nowick Ln, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 967 sqft · built 1964
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Oct 2021)
Tax Bill	$12,511 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 50.-4-28`

Property Details

APN / Parcel Number

Primary APN	`473489 50.-4-28`
Alternative APNs	`0800-050.00-04.00-028.000` `348905000000040280000000` `47340012749` `S40056`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	967 sqft Living Area
1st Floor Area	967 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Suburban

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S40056
Street Address	44 NOWICK LN
City	SMITHTOWN
State	NY
Zip	11787-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-835251 TC-65 *3716 LOT 2 THE WOODS
Legal Subdivision	MAP WOODS NEAR SMITHTOWN
Legal Block	4
Legal Lot Number	28
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1042
Census Tract	134902

Owner

44 Nowick Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 NOWICK LN, SMITHTOWN, NY 11787-1236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 6, 2021	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 23, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Book / Page	13123 / 227
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	44 NOWICK LN, SMITHTOWN, NY 11787-1236
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235360745
Date	Sep 20, 2023
Book Page	23536/745

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2050

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 6, 2021
Property Address	44 NOWICK LN, SMITHTOWN, NY 11787-1236
Document Number	0131230227
Book / Page	13123 / 227
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 55TH AVE, ELMHURST, NY 11373

Mortgage

Document Number	DM038371
Date	Oct 6, 2021
Instrument	DM038371

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 23, 2018
Property Address	44 NOWICK LN, SMITHTOWN, NY 11787-1236
Document Number	0129540738
Book / Page	12954 / 738
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 NOWICK LN, SMITHTOWN, NY 11787-1236

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,703 Land $350 Building $4,353	$587,875 Land $43,750 Building $544,125
2024	$12,511.00
2023		$4,703 Land $350 Building $4,353	$5,405 Land $402 Building $5,003

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 44 Nowick Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Nowick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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