44 Niagra Ct, Falling Waters, WV 25419 Property Records

Berkeley County property record for 44 Niagra Ct, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,648 sqft · built 2022
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$405,900 (Mar 2022)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-11F-0003.0000`

Property Details

APN / Parcel Number

Primary APN	`02-11F-0003.0000`
Alternative APNs	`02-02-11F-0003.0000` `07242427`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	47,045 sqft (1.08 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07242427
Street Address	44 NIAGRA CT
City	FALLING WATERS
State	WV
Zip	25419-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.08 AC LOT 17 SEC 10 PHZ 2 BROOKFIELD
Legal Lot Number	17
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	3
Census Block	3007
Census Tract	971101

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	44 NIAGRA CT, FALLING WATERS, WV 25419-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	20220013270
Deed Book / Page	1387 / 354
Record Updated	Jun 8, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 25, 2022
Property Address	44 NIAGRA CT, FALLING WATERS, WV 25419-1800
Document Number	001387/354
Book / Page	1387 / 354
Map Reference	PC 17 SL 11
Instrument Date	Mar 23, 2022
Instrument	20220013270
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,126.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	44 NIAGRA CT, FALLING WATERS, WV 25419-1800

Mortgage

Document Number	003880/611
Date	Mar 25, 2022
Book Page	3880/611
Instrument	20220013271

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+0.38%)	$262,440 (+4.34%) Land $63,900 Building $198,540	$437,400 (+4.34%) Land $106,500 Building $330,900
2023	$3,178.00	$251,520 Land $55,380 Building $196,140	$419,200 Land $92,300 Building $326,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250