Merrimack County and Concord City property record for 44 N Spring St, Concord, NH 03301
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,840 sqft · built 1880 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (Sep 2026) |
| Tax Bill | $10,532 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:6444Z B:58 |
| Primary APN | CNCD M:6444Z B:58 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| Gross Area | 5,553 sqft |
| 1st Floor Area | 1,534 sqft |
| Attic | Attic |
| Attic Area | 812 sqft |
| Basement Area | 1,430 sqft |
| Unfinished Basement | 1,430 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 44 N SPRING ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3902 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RD |
| Legal Block | 58 |
| Legal Lot Number | 16 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32900 |
Source: Merrimack County and Concord City records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 S MAIN ST, 105, CONCORD, NH 03301-6603 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK COUNTY SAVINGS BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK |
| Oct 17, 2022 | Deed of Trust, Mortgage · ARM MERRIMACK COUNTY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Mar 4, 2011 · Amount on Record |
| Deed Document Number | 202615829 |
| Deed Book / Page | 3944 / 1249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Sep 22, 2026 |
| Property Address | 44 N SPRING ST, CONCORD, NH 03301-3902 |
| Document Number | 0000015829 |
| Book / Page | 3944 / 1249 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202615829 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Sep 22, 2026 |
|---|
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 N SPRING ST, CONCORD, NH 03301-3902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002005 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 3719/1854 |
| Instrument | 202100002005 |
| Name | MERRIMACK COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 N SPRING ST, CONCORD, NH 03301-3902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019940 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 3751/2579 |
| Instrument | 202100019940 |
| Name | MERRIMACK COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 N SPRING ST, CONCORD, NH 03301-3902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019878 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 3809/31 |
| Instrument | 202200019878 |
| Name | MERRIMACK COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Nov 1, 2029 |
| Index | 3-Year CMT |
| Margin | 3 |
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,532.00 (+8.38%) | $361,800 (-) Land $85,800 Building $276,000 |
| 2023 | $9,718.00 (+3.75%) | $361,800 (-) Land $85,800 Building $276,000 |
| 2022 | $9,367.00 | $361,800 Land $85,800 Building $276,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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