44 Murray St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 44 Murray St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individuals on Record
Last Sale	$90,000 (Apr 2026)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2017 Mortgage
APN	`164801 98.59-2-3`

Property Details

APN / Parcel Number

Primary APN	`164801 98.59-2-3`
Alternative APNs	`480109805900020030000000` `2.-095-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,128 sqft Living Area
1st Floor Area	564 sqft
2nd Floor Area	564 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-095-13
Street Address	44 MURRAY ST
City	MALONE
State	NY
Zip	12953-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK249 LOT25
Legal Subdivision	WT SHORTS ADDITION
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1060
Census Tract	951400

Owner

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	25 FORT COVINGTON ST, 4, MALONE, NY 12953-1075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage TWIN RIVERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Sep 3, 1998 · Amount on Record
Deed Document Number	20262876
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Apr 15, 2026
Property Address	44 MURRAY ST, MALONE, NY 12953-1400
Document Number	0000002876
Instrument Date	Feb 27, 2026
Instrument	20262876
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	BROWNELL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000002877,
Date	Apr 15, 2026
Instrument	20262877

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	44 MURRAY ST, MALONE, NY 12953-1400
Document Number	0000003753
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MURRAY ST MALONE NY 129531400, MALONE, NY 12953-1400

Mortgage

Document Number	0000003753
Date	Aug 10, 2017
Instrument	3753

Lender

Name	TWIN RIVERS FCU
Type	Credit Union
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 9, 2027

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00	$42,000 (-) Land $7,100 Building $34,900	$77,778 (+11.11%) Land $13,148 Building $64,630
2023		$42,000 Land $7,100 Building $34,900	$70,000 Land $11,833 Building $58,167

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: SLICFiber.

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