44 Moss St, Pawcatuck, CT 06379 Property Records

Stonington Town property record for 44 Moss St, Pawcatuck, CT 06379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$428,556 (Nov 2025)
Tax Bill	$4,147 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:4 B:14 L:11`

Property Details

APN / Parcel Number

Primary APN	`STON M:4 B:14 L:11`
Alternative APNs	`STNG M:4 B:14 L:11` `0223700` `223700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,785 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	223700
Street Address	44 MOSS ST
City	PAWCATUCK
State	CT
Zip	06379-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH-10
Legal Block	14
Legal Lot Number	11
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	3
Census Block	3018
Census Tract	705101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mechanic Street Historic District listed 1988 · 414 contributing resources · NRIS 88000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

44 Moss St is owned and occupied by two individuals who bought it in November 2025.

Source: Stonington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 MOSS ST, PAWCATUCK, CT 06379-2113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK
Nov 10, 2025	Warranty Deed, Transfer
Aug 6, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 1, 2019	Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Book / Page	873 / 694
Prior Transfer Date	Jul 22, 2024
Prior Transfer Doc	000860-191
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	44 MOSS ST, PAWCATUCK, CT 06379-2113
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000870-205
Date	Jul 31, 2025
Book Page	870/205

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONINGTON CT
Recording Date	Nov 10, 2025
Property Address	44 MOSS ST, PAWCATUCK, CT 06379-2113
Document Number	000873-694
Book / Page	873 / 694
Instrument Date	Nov 6, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONINGTON CT
Recording Date	Aug 6, 2024
Property Address	44 MOSS ST, PAWCATUCK, CT 06379-2113
Document Number	000860-191
Book / Page	860 / 191
Instrument Date	Jul 22, 2024
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	44 MOSS ST, PAWCATUCK, CT 06379-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	804-676
Date	Aug 21, 2020
Book Page	804/676

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONINGTON CT
Recording Date	Oct 1, 2019
Property Address	44 MOSS ST, PAWCATUCK, CT 06379-2113
Document Number	791-803
Book / Page	791 / 803
Instrument Date	Oct 1, 2019
Instrument	3054610002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3054620016
Date	Oct 1, 2019
Instrument	3054620016

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 44 Moss St was $4,147, up 5.1% from the year before.

Source: Stonington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,147.00 (+5.15%)	$198,400 (-) Land $62,500 Building $135,900	$416,717 (+200.06%)
2025	$3,944.00	$198,400 Land $62,500 Building $135,900	$138,880 Land $43,750 Building $95,130
2024	$3,944.00 (+4.34%)
2023	$3,780.00 (-6.64%)	$198,400 (+25.49%) Land $62,500 Building $135,900
2022	$4,049.00	$158,100 Land $51,700 Building $106,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 44 Moss St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 44 Moss St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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