44 Monarch Ln, Middletown, CT 06457 Property Records

Middletown City property record for 44 Monarch Ln, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,323 sqft · built 1962
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2014)
Tax Bill	$8,401 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0732`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0732`
Alternative APN	`R02896`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R02896
Street Address	44 MONARCH LN
City	MIDDLETOWN
State	CT
Zip	06457-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	732
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2005
Census Tract	541402

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	44 MONARCH LN, MIDDLETOWN, CT 06457-2454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)
Oct 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	201493412
Deed Book / Page	1821 / 876
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	44 MONARCH LN, MIDDLETOWN, CT 06457-2454
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002135-838
Date	Nov 10, 2025
Book Page	2135/838

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	44 MONARCH LN, MIDDLETOWN, CT 06457-2454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1984-392
Date	Oct 28, 2020
Book Page	1984/392
Instrument	3563950010

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,401.00 (+12.8%)	$205,910 (+7.54%) Land $77,020 Building $128,890	$369,993 (+176.05%)
2025		$191,470 (-) Land $77,020 Building $114,450	$134,029 Land $53,914 Building $80,115
2024	$7,448.00 (+5.71%)	$191,470 (-) Land $77,020 Building $114,450
2023	$7,046.00 (+7.03%)	$191,470 (+27.97%) Land $77,020 Building $114,450
2022	$6,583.00	$149,620 Land $51,350 Building $98,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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