44 Monarch Dr, Bloomington, IL 61704 Property Records

McLean County property record for 44 Monarch Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,741 sqft · built 2005
Lot Size	0.073 acres (3,161 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	May 2018 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-480-019`

Property Details

APN / Parcel Number

Primary APN	`14-26-480-019`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,741 sqft Living Area
Gross Area	4,361 sqft
1st Floor Area	1,477 sqft
Basement Area	1,477 sqft
Finished Basement	1,277 sqft
Unfinished Basement	200 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	3,161 sqft (0.073 acres)
Lot Dimensions	80 ft deep x 35 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 MONARCH DR
City	BLOOMINGTON
State	IL
Zip	61704-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE VILLAS AT SPRING RIDGE 12TH ADD LT 134
Legal Subdivision	SPRING RIDGE
Legal Lot Number	134
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1050
Census Tract	504

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 MONARCH DR, BLOOMINGTON, IL 61704-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2006
Transfer Doc	0000022252
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	44 MONARCH DR, BLOOMINGTON, IL 61704-9092
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800007718
Date	May 17, 2018
Instrument	2018-00007718

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	44 MONARCH DR, BLOOMINGTON, IL 61704-9092
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003657
Date	Mar 2, 2017
Instrument	2017-00003657

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$122,467 (+9.82%) Land $19,418 Building $103,049	$367,401 (+9.82%) Land $58,254 Building $309,147
2023	$111,512 Land $17,681 Building $93,831	$334,536 Land $53,043 Building $281,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media, Verizon.

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