44 Monadnock Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 44 Monadnock Rd, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 1935
Lot Size	0.172 acres (7,473 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Apr 2016)
Tax Bill	$6,984 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`20-037-00039`

Property Details

APN / Parcel Number

Primary APN	`20-037-00039`
Alternative APN	`WORC M:20 B:037 L:00039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,754 sqft Living Area
Gross Area	3,050 sqft
1st Floor Area	1,054 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,473 sqft (0.172 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	20-037-00039
Street Address	44 MONADNOCK RD
City	WORCESTER
State	MA
Zip	01609-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Subdivision	SECTION B
Legal Block	37
Legal Lot Number	39
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5011
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 MCKINLEY ST, WAREHAM, MA 02571-1778
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage FIRST COMMONWEALTH BANK
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLCOM CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Prior Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	201633096
Deed Book / Page	55141 / 109
Transfer Doc	055141-109
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Apr 16, 2026
Property Address	44 MONADNOCK RD, WORCESTER, MA 01609-1715
Document Number	073451-160
Book / Page	73451 / 160
Instrument Date	Apr 13, 2026
Instrument	202629024
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MONADNOCK RD, WORCESTER, MA 01609-1715

Mortgage

Document Number	0000029024,
Date	Apr 16, 2026
Book Page	73451/160
Instrument	202629024

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	44 MONADNOCK RD, WORCESTER, MA 01609-1715
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065152-127
Date	May 12, 2021
Book Page	65152/127
Instrument	65795

Lender

Name	ALLCOM CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,984.00 (+1.87%)	$525,900 (+1.17%) Land $128,500 Building $397,400	$555,317 (-2.82%)
2025	$6,856.00 (+6.63%)	$519,800 (+15.92%) Land $122,400 Building $397,400	$571,425 (+4.55%)
2024			$546,535
2023	$6,430.00	$448,400 Land $105,400 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy, Verizon.

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