Lincoln County property record for 44 Millstone Lake Dr, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2007 |
| Lot Size | 0.519 acres (22,608 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,000 (Jan 2007) |
| Tax Bill | $2,895 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-60-23-002-002-004.021 |
| Primary APN | 14-60-23-002-002-004.021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Basement Area | 1,615 sqft |
| Unfinished Basement | 1,615 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,608 sqft (0.519 acres) |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 44 MILLSTONE LAKE DR |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 MILLSTONE LAKE |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 23 |
| Legal Subdivision | MILLSTONE LAKE |
| Legal Lot Number | 11 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 810310 |
44 Millstone Lake Dr is owned and occupied by two individuals who bought it in January 2007.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 MILLSTONE LAKE DR, WINFIELD, MO 63389-2985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2007 · Amount on File |
| Deed Sale | Jan 25, 2007 · Amount on File |
| Deed Document Number | 2007945 |
| Deed Book / Page | 1917 / 965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 44 MILLSTONE LAKE DR, WINFIELD, MO 63389-2985 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017008882 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 2415/0402 |
| Instrument | 2017008882 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 44 Millstone Lake Dr was $2,895.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,371 (-) Land $6,080 Building $41,291 | ||
| 2025 | $2,895.00 | $47,371 Land $6,080 Building $41,291 | $249,320 Land $32,000 Building $217,320 |
| 2023 | $2,710.00 (+4.8%) | $43,738 Land $5,130 Building $38,608 | $230,200 Land $27,000 Building $203,200 |
| 2022 | $2,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Millstone Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44 Millstone Lake Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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