44 Mill St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 44 Mill St, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,391 sqft · built 1931
Lot Size0.218 acres (9,515 sqft)
Owner2 Individual Names on File
Last Sale$125,100 (Mar 2012)
Tax Bill$4,785 (2026)
Deeds & MortgagesAug 2020 Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APNWFLD M:36 L:38

Property Details

APN / Parcel Number

Primary APNWFLD M:36 L:38
Alternative APN
  • M:329036 B:00038 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,391 sqft Living Area
Gross Area3,130 sqft
1st Floor Area1,294 sqft
Basement Area673 sqft
Unfinished Basement673 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,515 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address44 MILL ST
CityWESTFIELD
StateMA
Zip01085-4256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Lot Number38
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1012
Census Tract812701

Owner

44 Mill St is owned and occupied by two individuals who bought it in March 2012.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address44 MILL ST, WESTFIELD, MA 01085-4256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAW OFFICE OF BRIAN G
Mar 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2012 · Amount on File
Deed SaleMar 27, 2012 · Amount on File
Prior SaleMar 19, 2012 · Amount on File
Deed Book / Page19179 / 572
Transfer Doc21599-461
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address44 MILL ST, WESTFIELD, MA 01085-4256
Document Number23390-479
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 MILL ST WESTFIELD MA 010854256, WESTFIELD, MA 01085-4256

Mortgage

Document Number23390-479
DateAug 28, 2020
Book Page023390/000479
Instrument48062
Lender
NameLAW OFFICE OF BRIAN G
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateMar 13, 2017
Property Address44 MILL ST, WESTFIELD, MA 01085-4256
Document Number21599-461
Book / Page021599 / 000461
Instrument DateMar 13, 2017
Instrument13217
Transaction TypeTransfer
Record UpdatedApr 4, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 MILL ST WESTFIELD MA 010854256, WESTFIELD, MA 01085-4256

Tax Assessment & Valuation

The 2026 property tax bill for 44 Mill St was $4,785, up 8% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,785.00 (+7.99%)$320,500 (+9.8%) Land $116,300 Building $204,200$311,347 (+13.25%)
2025$4,431.00$291,900 Land $112,800 Building $179,100$274,930 (+8.67%)
2024$252,985
2023$4,262.00$251,000 Land $97,700 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number