44 Mill Rd, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 44 Mill Rd, North Andover, MA 01845

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 6,548 sqft · built 2002
Lot Size1.96 acres (85,378 sqft)
OwnerIndividual Name on Record
Last Sale$1,400,000 (Oct 2024)
Tax Bill$15,370 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNM_232564_9

Property Details

APN / Parcel Number

Primary APNM_232564_9
Alternative APNs
  • NAND M:00098 B:B0094 L:00000
  • M_232564_934463

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area6,548 sqft Living Area
Gross Area9,175 sqft
1st Floor Area2,437 sqft
Basement Area364 sqft
Unfinished Basement364 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area85,378 sqft (1.96 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM_232564_934463
Street Address44 MILL RD
CityNORTH ANDOVER
StateMA
Zip01845-5532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionPLAN 13433
Legal BlockB0094
JurisdictionNORTH ANDOVER MA
Township / Civil DivisionNORTH ANDOVER
Census Block Group3
Census Block3010
Census Tract253204

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 MILL RD, NORTH ANDOVER, MA 01845-5532
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
Sep 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2024 · Amount on Record
Deed SaleOct 25, 2024 · Amount on Record
Prior SaleJun 11, 2009
Deed Book / Page18127 / 312
Prior Transfer DateApr 27, 2020
Prior Transfer Doc00016288-2
Record UpdatedOct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH ANDOVER MA
Recording DateOct 25, 2024
Property Address44 MILL RD, NORTH ANDOVER, MA 01845-5532
Document Number018127-312
Book / Page18127 / 312
Instrument DateOct 25, 2024
Instrument18516
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 MILL RD, NORTH ANDOVER, MA 01845-5532

Mortgage

Document Number0000018517
DateOct 25, 2024
Instrument18517
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.38%
Type Change DateNov 1, 2031
Max Rate At Change2.75%
IndexOther

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH ANDOVER MA
Property Address44 MILL RD, NORTH ANDOVER, MA 01845-5532
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16495-235
DateSep 16, 2020
Book Page16495/235
Instrument24681
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionNorth Andover Town
Unified School DistrictNorth Andover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,370.00 (+5.61%)$1,365,000 (+4.02%) Land $381,800 Building $983,200$1,325,820
2024$14,553.00 (+1.2%)$1,312,300 (+11.7%) Land $360,000 Building $952,300
2023$14,380.00$1,174,800 Land $329,800 Building $845,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH ANDOVER WATER DEPT
serves 30,915 people · EPA ID MA3210000
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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