44 Middlesex Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 44 Middlesex Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,964 sqft · built 1905
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Trust Names on Record
Last Sale	$258,000 (Oct 2001)
Tax Bill	$8,677 (2026)
Deeds & Mortgages	Jun 2020 Transfer Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0005 B:0046 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0005 B:0046 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	3,750 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 MIDDLESEX AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Subdivision	STETSON LAND CO
Legal Block	46
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	3
Census Block	3002
Census Tract	202104

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	44 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2001 · Amount on Record
Deed Sale	Oct 31, 2001 · Amount on Record
Deed Book / Page	17833 / 65
Last Transfer Date	Jun 11, 2020
Transfer Doc	38608-453
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 15, 2020
Property Address	44 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1962
Document Number	38608-453
Book / Page	038608 / 000453
Instrument Date	Jun 11, 2020
Instrument	15002010
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 MIDDLESEX AVE SWAMPSCOTT MA 019071962, SWAMPSCOTT, MA 01907-1962

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	44 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1962
Document Number	37268-100
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MIDDLESEX AVE SWAMPSCOTT MA 019071962, SWAMPSCOTT, MA 01907-1962

Mortgage

Document Number	37268-100
Date	Jan 11, 2019
Book Page	037268/000100
Instrument	190111260

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,677.00 (+4.29%)	$723,100 (-0.32%) Land $291,500 Building $431,600	$732,626 (+4.43%)
2025	$8,320.00 (+8.01%)	$725,400 (+10.56%) Land $291,500 Building $433,900	$701,575
2023	$7,703.00	$656,100 Land $266,500 Building $389,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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