44 McConkey Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 44 McConkey Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,644 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Last Sale	$580,000 (Jan 2023)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:043 B:019 L:002-013`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:043 B:019 L:002-013`
Alternative APNs	`019002013000` `926`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	926
Street Address	44 MCCONKEY RD
City	GRAY
State	ME
Zip	04039-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BUSINE
Legal Block	19
Legal Lot Number	2-13
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3009
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records · APN GRAY M:043 B:019 L:002-013

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	44 MCCONKEY RD, GRAY, ME 04039-9773
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 02, 2025	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CREDIT UNION
Jan 17, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage INFINITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Book / Page	39946 / 73
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	44 MCCONKEY RD, GRAY, ME 04039-9773
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414200107
Date	May 02, 2025
Book Page	41420/107
Instrument	15160

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Jan 17, 2023
Property Address	44 MCCONKEY RD, GRAY, ME 04039-9773
Document Number	0399460073
Book / Page	39946 / 73
Instrument Date	Jan 13, 2023
Instrument	1675
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 AVALON RD, PORTLAND, ME 04103-1113

Mortgage

Document Number	0000001676
Date	Jan 17, 2023
Instrument	1676

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Feb 01, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$5,105.00 (+4.08%)	$527,400 (+63.23%) Land $121,000 Building $406,400
2023	$4,905.00 (+378.54%)	$323,100 (+339.59%) Land $47,200 Building $275,900
2022	$1,025.00	$73,500 Land $73,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Based on FCC filings for 42 locations within half a mile of this property.

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