44 Margin St, Westerly, RI 02891 Property Records

Westerly Town property record for 44 Margin St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	1,822 sqft Living Area
Lot Size	20,375 sqft (0.468 acres)
Occupancy	Owner Occupied
Last Sale	$122,500 (1997)
Tax Bill	$2,861.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:76 B:20`
Alternative APNs	`M:076 B:20 L` `10027209`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Building Area	1,822 sqft Living Area
Gross Area	3,096 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,375 sqft (0.468 acres)

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	10027209
Street Address	44 MARGIN ST
City	WESTERLY
State	RI
Zip	02891-2142
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	20
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	1
Census Block	1025
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:76 B:20

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 MARGIN ST, WESTERLY, RI 02891-2142
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 1997 · Amount on Record
Deed Sale	Feb 04, 1997 · Amount on Record
Prior Sale	Jul 15, 1994 · Amount on Record
Deed Book / Page	632 / 251
Record Refreshed	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	44 MARGIN ST, WESTERLY, RI 02891-2142
Transaction Type	Mortgage
Record Updated	Nov 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-14310
Date	Oct 19, 2023
Book Page	2023/14310
Instrument	2023-3553

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,861.00 (+14.26%)	$367,800 (+49.21%) Land $155,600 Building $212,200
2023	$2,504.00 (+0.56%)	$246,500 (-) Land $112,400 Building $134,100
2022	$2,490.00	$246,500 Land $112,400 Building $134,100

Flood & Wildfire

44 Margin St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.