44 Maple St, Crystal Lake, IL 60014 Property Records

McHenry County property record for 44 Maple St, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1945
Lot Size	0.19 acres (8,316 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2020)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-127-021`

Property Details

APN / Parcel Number

Primary APN	`19-05-127-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,172 sqft
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1945
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	8,316 sqft (0.19 acres)
Lot Dimensions	126 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	44 MAPLE ST
City	CRYSTAL LAKE
State	IL
Zip	60014-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0036034 LT 13 /EX NWLY 6FT/ BLK 2 E L POMEROYS ADDN MEMO: BABINEAU, AUSTIN/ PLUNKETT, HANNAH L
Legal Range	08E
Legal Township	43N
Legal Section	05
Legal Subdivision	E L POMEROYS ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1001
Census Tract	871301

Owner

44 Maple St is owned by two individuals who bought it in September 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	44 MAPLE ST, CRYSTAL LAKE, IL 60014-5917
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	May 6, 1996 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 9, 2020
Property Address	44 MAPLE ST, CRYSTAL LAKE, IL 60014-5917
Document Number	0000036034
Instrument Date	Jul 29, 2020
Instrument	36034
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	291 GROVE ST CRYSTAL LAKE IL 600145912, CRYSTAL LAKE, IL 60014-5912

Mortgage

Document Number	36035
Date	Sep 9, 2020
Instrument	36035

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$54,861 Land $16,863 Building $37,998	$164,583 Land $50,589 Building $113,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Maple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20